for investing in FSM with EPF money, i am a bit confused after reading FSM website. appreciate for some enlightenment

1. The EPF form, should we use original ones or we can print them? if need original form, i see FSM can mail the form. can ask to mail more copies?

2. i assume we need to mail hard copy to FSM to trigger the purchase?

3. are there cheaper alternative to the need to mail the doc? (handing the doc to epf office is not an option)

Regarding EPF, yes i understand it is always positive like FD

I am targeting to put some EPF money on KGF as it consistently outperform EPF by a comfortable margin every year

Most of my fund going green. Perhaps window dressing, shouldn't have much fluctuate nav price i think.

Bursa trading above 1,700 now

YES,...new hope.....
here is the "OLD" results as at 30 Dec 2015.....
OUT with the "OLD",
IN with the new soon........changing portfolio compositions soon....
2016 will be the year of either make it or burst....
(just like the Black berry hp maker??)


should I stick with...... the importance of constructing resilient portfolios in achieving better returns.

The Importance of Portfolio Resilience in Volatile Market Conditions
http://www.fundsupermart.com.hk/hk/main/re...articleNo=11013

most probably to this

maybe not enough time to do the Ninja twist....
hv to buy on 9 Jan......  0.5% sales charge for all unit trusts from 10 participating fund houses at the event, on both dates only. This means, 160 unit trusts are at 0.5% sales charge on 9 and 16 January 2016

AMB INCOME TRUST FUND

No, I don't regret coming here and giving away freebies. All this information is freely available on the internet if you know what you're looking for. Its actually beneficial to me too and very interesting to see what other ppl are doing out there.

Yes, I came to LYN to cari makan, but not from the FSM/PM/UT boards. Selling UT, the margins are very low, and tend to have very low turn over.
Happy new year everyone !

geee,..thks for the chart...
from yr charts ...looks like it dropped like EQ funds too in 2007~2009

I was looking at the 3 yrs annualised volatility %....it was the least on my intended portfolio
was thinking to use it for reserves ammo....with a better than FD rate. at normal times

Actually its in your 10y chart too. Because you're looking at all the funds at the same time, it does not look significant.

If you wanted a pure parking facility, use a money market fund instead. If you insist on fixed income, balance between large size vs. bond quality vs. historical performance. As a holding facility, your greatest concern is default.
The big drops you see are actually bond defaults. Not "poor performance".

Based on my understanding, 0.50% promo is applicable to those who turn up at the event ony

Even those not attending also entitle isit ?

Just hope what you said is true...
I remembered, got 1 time recently, they used a very simple system....they hand out discount voucher in the form of password number...
one need to key in the password to get the discount....no need smart system...

FSM very aggressive
Saw their advertisement in The Edge M'sia promoting events on 9/1 n 16/1/2016

You holding this fund ka

All funds are created equal; but some funds are more equal than others - paraphrasing George Orwell, 1945

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