I like Eastspring because:

I) No switching fee between funds.

II) Some good funds they have such as small-cap, bond fund, MyFocus & Global Leader Fund.

III) Service level is very good.

Xuzen

To help you recap our LYN-FSM thread tok-kok™ session:

I) Wrt Titan: OK lar. Can keep. But don't expect it to shoot up like it did one year ago.

II) Ponzi 2.0: Can still keep but underweigh it. I am reducing from 33% to 25%.

III) Big Cap China: Wah Lau! Still keep meh? I got out of China specific fund since Q3Yr2015 already.

IV) Aberdeen Islamic.... you did not listen to Pinky meh? He curse and curse this fund like there is no tomorrow.

Xuzen

For me:

I) I keep six mths of my take home salary in CASA and in Money Market account.

II) The rest invest. I never do lump sum, I always do RSP.

III) No point keeping cash in CASA or FD where the ROI < Inflation rate.

Xuzen

This post has been edited by xuzen: Mar 1 2016, 03:05 PM

My bias view is still no change: Libra Asnita Bond.

Bond a) 1 year return is due to a one-off extraordinary gain from a defaulted bond recovery. This type of event happen rarely and is unlikely to be repeated.

Bond b) Can be considered. But take note that its volatility is double that of Asnita. If you can tolerate its swing, then go ahead.

Bond c) Its volatility is around 7.8% (check out its FFS). With this type of volatility better go for dividend type equity fund... their volatility is roughly the same but return is higher.

Xuzen

No!

Xuzen

The two star articles are posted on the same day i.e., Monday, 7th March 2016.

Two articles with two conflicting "information". One says M'sia economy is slowing down = an ominous news indeed.

The other says foreign funds are coming in.... contradicting the other article.

As a lay / retail - investor; I too would be confused with these contradicting news.

So how?

Luckily I got Algozen™ as a compass for me... and it says buy Malaysia exposed UT two weeks ago and it tells me the most optimum exposure is at 25 to 35% based on the risk - adjusted performance.

Xuzen

This post has been edited by xuzen: Mar 7 2016, 11:09 AM

One is so-so, the other is so-lousy!

Will buy into either? NO!

Xuzen

p/s AmDynamic was a darling FI UT three to four years ago. Now is

This post has been edited by xuzen: Mar 7 2016, 11:10 AM

I have been given labels such as:

I) Latok

II) Datok

III) Tan Sri

IV) Sifu

V) Bro

And now you call me Uncle?

You shall now be banished to the forbidden realm of FD & ASX thread forever! Let Ramjade and Suara-Hebat be your new BFFs!

Xuzen

This post has been edited by xuzen: Mar 9 2016, 10:02 AM