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Credit Cards CIMB Bank Credit Cards v4

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WhitE LighteR
post Mar 8 2016, 11:20 AM

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I trying to apply the cashback cc via cimbclicks but getting some error saying it can't accommodate the submission right now. sweat.gif
WhitE LighteR
post Mar 8 2016, 12:42 PM

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QUOTE(laymank @ Mar 8 2016, 12:04 PM)
CIMB site is pretty much hopeless.

So many functions are not working.
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Hm.. Usually no problem. I called the CS and they say no issue. Then tell me maybe is it due to income requirement not match. I told them income requirement inserted more then required plus the system auto reduce ineligible card base on the amount u enter anyway so this excuse doesnt make sense. dry.gif
WhitE LighteR
post Mar 8 2016, 07:25 PM

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QUOTE(ooice @ Mar 8 2016, 06:41 PM)
My suggestion is to go to Bank Negara and print out your CCRIS report. Check whether there's any special attention indicator in your report. Mine has this tagged by HLB previously. The reason being when I cancelled my HLB card, they didn't cancel my virtual card (for e-commerce). Later this virtual card was charged with Service Tax but no statement was sent to me. This resulted in the card became delinquent and record being tagged in CCRIS. The tag was only removed after I made a complain to HLB.

So if you have any doubts, the first thing to check for will be your CCRIS report.
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Thanks for the advice. It has been quite a while also I didn't check my CCRIS. Maybe its about time.

Anyway, I did the manual way of "Call me" option and applied it that way. The girl told me their system today not very stable, even the current system she was using hang halfway.
WhitE LighteR
post Mar 16 2016, 09:59 AM

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CIMB is really sweat.gif with their limit. Almost 8x my gross... crazy.
WhitE LighteR
post Mar 16 2016, 12:02 PM

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QUOTE(victorywp @ Mar 16 2016, 11:56 AM)
nowadays bank want to lock you with their cc only by providing you high credit limit. if you don't need such high cl, do request them to reduce it. otherwise, it will affect your other cc application and/or loan application.
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Thanks for the advice thumbsup.gif
WhitE LighteR
post Mar 18 2016, 07:48 PM

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QUOTE(ikanbilis @ Mar 18 2016, 07:47 PM)
Yes my mum already received on my behalf. What i want is not to activate it after 5 months later coz i dun need it now.

As to why it took so long i really have no idea. Maybe it was approved much earlier coz the expiry is 02/21 but cimb took its own sweet time to deliver to me.
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No harm to activate it now also what. Unless u don't trust your mum n sked she swipe your card
WhitE LighteR
post Mar 18 2016, 10:31 PM

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QUOTE(ikanbilis @ Mar 18 2016, 07:53 PM)
If coz not my mum. Only afraid if thief got into my house and stole it. The credit limit is very high also...
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If got robbery then just call cimb n cancel the card o. Dun need scare yourself le
WhitE LighteR
post Mar 19 2016, 12:35 AM

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Ah, just got my CB n petronas card. I really like the look of the CB card. Like some 3D effect on it.
WhitE LighteR
post Mar 19 2016, 12:08 PM

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i have two cimb cards. cimbclicks only allows me to add 1 card detail into it. any idea how to link the 2nd card?
WhitE LighteR
post Mar 21 2016, 04:17 PM

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QUOTE(OptimusStar @ Jan 31 2016, 02:02 PM)
I have a CIMB cash rebate but I am unable to find DIGI or Telekom Unifi in the list of payee under CIMB Clicks, so what I do is I used my maybank CC in M2U to pay for this two.

Any one who managed to pay for Digi and Unifi in CIMB CLICKS using the cash rebate or is there any other alternative you guys can advise, much appreciate.
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did u pay your unifi via m2u last time? successful to get cashback?
WhitE LighteR
post Mar 21 2016, 05:18 PM

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QUOTE(OptimusStar @ Mar 21 2016, 04:37 PM)
last time when the dual card give rebate I manage too, now no more. Maybank card keep for weekend dining only.
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oh u saying using maybank 2 card to pay at m2u. i thought u used cimb cashback card to pay via m2u.
WhitE LighteR
post Mar 21 2016, 08:37 PM

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QUOTE(ikanbilis @ Mar 21 2016, 07:50 PM)
Just activated my CR card. Then received an sms with a PIN and ask me to change it. Anyone knows how to change the PIN no?
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It's stated on the letter.
WhitE LighteR
post Mar 21 2016, 09:04 PM

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Other the posonline anyone else manage to pay unifi using other channels n get 5% rebate?
WhitE LighteR
post Mar 22 2016, 04:28 PM

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I try adding CIMB CB card into M2U and was decline. They accepted the UOB tho. LOL. really enemy this two....
WhitE LighteR
post Mar 22 2016, 04:46 PM

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QUOTE(lengzhai @ Mar 22 2016, 04:36 PM)
Did you specify Credit Card at Fav. Management page?
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I dont get you. What do you mean?
WhitE LighteR
post Mar 22 2016, 05:20 PM

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QUOTE(lengzhai @ Mar 22 2016, 05:16 PM)
Ensure details are filled up.
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Oh~ I think there is a misunderstanding. I was talking about adding CIMB CB card as "Other card" to pay bills via M2U using CIMB card.

This post has been edited by WhitE LighteR: Mar 22 2016, 05:27 PM
WhitE LighteR
post Mar 23 2016, 11:59 PM

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QUOTE(Styrroyds @ Mar 23 2016, 11:31 PM)
at that page, click on the dropdown list and select application status. then you can upload docs
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The application is rejected by the system. It doesn't even allow u to apply. Status will be empty
WhitE LighteR
post Mar 24 2016, 01:26 PM

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QUOTE(laymank @ Mar 24 2016, 01:05 PM)
There is no simple formula to derive your CL.

some banks give 1.5x of your salary. Some give 2x, 3x.
Also some give 5x.

There are many factors to be considered. If you think you deserve more CL, just request for CL increase by submitting your document.
Otherwise, the easiest way is to get a new card from another bank. That usually double up your CL by 2 folds.
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You are right. N in my case 8x my monthly salary.
WhitE LighteR
post Mar 25 2016, 10:39 AM

WhitE LighteR Is Black~
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The website quite sux lately. My request to link my cimbclicks account to cc still not yet approve. 5 days d

This post has been edited by WhitE LighteR: Mar 25 2016, 10:39 AM
WhitE LighteR
post Mar 25 2016, 12:39 PM

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It's not a hopeless card but sometimes the system will challenge u abit. Good things don't come easy. Haha....

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