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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq
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scfans
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 Aug 2 2016, 09:43 PM
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Getting Started
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I have 3 credit cards and would like to apply a new card with other banks.
I submitted to few banks but get rejected.
I cleared my ptptn loan on last year December.
My monthly salary is 5.5k, after deduct house loan and hire purchase, left 3k gross.
I have few balance transfers with bank, every month paid on time and paid full amount, is it due the balance transfer affect my new card application ?
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scfans
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Aug 3 2016, 10:35 PM
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Getting Started
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I have 3 credit cards and would like to apply a new card with other banks.
I submitted to few banks but get rejected.
I cleared my ptptn loan on last year December.
My monthly salary is 5.5k, after deduct house loan and hire purchase, left 3k gross.
I have few balance transfers with bank, every month paid on time and paid full amount, is it due the balance transfer affect my new card application ?
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scfans
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Aug 5 2016, 09:13 PM
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Getting Started
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QUOTE(fruitie @ Aug 3 2016, 10:42 PM) 3k gross or nett? How much do you still left with BT? 3k nett. BT is around 8k. Does it affect for new card application ? |
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scfans
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Aug 6 2016, 01:44 PM
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Getting Started
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QUOTE(fruitie @ Aug 5 2016, 09:19 PM) So long prompt payment, it should be OK but again it is really up to banks to approve or not. Maybe you can run CCRIS report to check out your record? i see. last year my banker checked that im in ccris list. after i settle the ptptn loan and provided the receipt to the bank, and they process the loan for me. (hire purchase) not sure now my name has been cleared from the ccris list or not, any way to check it online? |
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