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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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brightjoey
post Mar 21 2016, 11:11 PM

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Hi friends. I have a question.

I have a UOB card registered in 2015(nofees) and recently this year I have been charged the UOB one classic annual fees,asking me to pay RM60+.

My mom told me that I don't have to pay that as if I can request waiver from them if I swiped my card X amount. They have done that for years and did not have to pay annual fees. I asked the UOB customer service and they told me that must pay this annual fee.

Question is do I have to pay or insist that I know that you don't have to pay annual fees since it can be waived.

brightjoey
post Mar 23 2016, 09:21 PM

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QUOTE(Human Nature @ Mar 21 2016, 11:35 PM)
Waiver offer depends on various factors, your spending pattern, CS, etc. You may try to call and ask for waiver.

Another option: If you have not used the card since the AF was charged, you can terminate the card without paying the AF
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I see. I have not used my card since the AF, so can I just tell them through phone that I want to terminate the card, and also will not pay the AF? Can they sue me or black list me from UOB forever?

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