Personal reason ,  I m the only one working at my household currently ,
Any banker can advice ?
I wan cash advance 6.8k,at Bank A , example Alliance then add on cash advance fee,  7.2k transfer to bank B on 0% repayment 36 months, BSN,
I not sure whether banks allow me do that?

Cash advances are usually out from BT's scopes. Well, feel free to correct me.
If it works such way, I think many would have performed cash advances first and BT out.

Err dang.

I forgot something crucial.

Approx 6 months plus ago, my credit card goes missing. Suddenly noted extra RM 650+ from phone purchase. Tried to trace yet unfrutiful. So I cancel the card straight, without paying that RM 650.

I also have installment for 3 years (paid for 6 months in time, no delay) during that time. Around RM 150 per month or so.

However after I made the cancellation, I completely forgot to continue my monthly payment.

Tried to check the balance on Maybank2U however not available.

So, questions :
1) It wound be RM 650 + RM 150/month PLUS penalties for not paying it every month?
2) How can I check the balance? Go to Maybank counter?
3) Any extra benefit that I get for reporting my card stolen and cancelling it? Other than the obvious - preventing further fraud.
4) Let say I wanna early settlement till the amount is absolute 0 and cancel the card for good, how can I do it?

Thanks in advance.

Quick question. Normally, there is a window of 6 months to re-apply in case of application being rejected. This applies for the particular rejected card only or can apply another card from the same bank without having to wait for 6 months?

Havent ok i try via online citibank or ringgitplus or booth?

you can pay before the due date.

Yes, can utilize the remaining 10%, try not to exceed cause some banks charge a hefty fee for exceeding credit limit (instead of reject the transaction, they allow with a fee).

the clean ctos is the free version
so just purchase my full ctos report...
found out that i have co-loan with my father with my name as borrower to buy house with public bank, approved since last year april or may.

I wonder if i can put it inside my financial commitment? but the person paying back the loan is my father instead of me...

btw ctos score is 621  orange area
i wonder if i have a better chance  applying public bank card ..

500+, ini confirm PTPTN punya pasal, same as my wife