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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Human Nature
post Feb 21 2016, 05:51 PM

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QUOTE(sj0217 @ Feb 21 2016, 05:16 PM)
I bring this topic here to discuss.

I have just called OCBC CS to confirmed that we still can apply for OCBC Great Eastern MasterCard without holding GE insurance, but this is subject bank approval
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I have also sent an email to inquire this morning. Will double confirm here.
Human Nature
post Feb 21 2016, 06:13 PM

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QUOTE(sj0217 @ Feb 21 2016, 06:04 PM)
By the way, what I realized that the OCBC 365 MC and OCBC GE MC, both are seem like offering same features

However, the 365 card come with AF charge only
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Yeah, the GE only has an extra 0.1% for IPP.

OCBC cards damn boring laugh.gif Once auto debit insurance, can keep in drawer forever..

This post has been edited by Human Nature: Feb 21 2016, 06:15 PM
Human Nature
post Feb 21 2016, 06:23 PM

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QUOTE(sj0217 @ Feb 21 2016, 06:18 PM)
Ya, but still can use it when Watami card has max spending

if this is the case, Card 365 totally useless then, I doubt who have interested to apply it
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The AF is killing the product. I think it was meant as an alternative for those without GE policy, before they open the GE cards to non-holders.
Human Nature
post Feb 21 2016, 06:53 PM

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QUOTE(edwardccg @ Feb 21 2016, 06:44 PM)
When i check ocbc card this morning i accidentally bump into ocbc Singapore site and notice their card quite attractive compare to malaysia
Eg: ocbc 365 (Singapore ver)
and frank credit card
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quite attractive is an understatement...their 365 version is very attractive laugh.gif

http://www.ocbc.com/personal-banking/cards/365card.html#
Human Nature
post Feb 22 2016, 08:19 PM

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QUOTE(brokenbomb @ Feb 22 2016, 07:58 PM)
hello.

i overpay my cimb credit card by 700

do they repay it back?

or they just put -negative in it.

thanks
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They just put negative and will be used to pay off your future transactions.
Human Nature
post Feb 22 2016, 08:31 PM

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QUOTE(brokenbomb @ Feb 22 2016, 08:22 PM)
sad.gif  sad.gif  sad.gif  sad.gif
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If you want it back, try to call cs to see if it can be refunded.
Human Nature
post Feb 24 2016, 10:19 PM

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I booked a hotel at booking.com under 'book first, pay later' option. However, received sms alert that the full amount has been charged to my card. Is the notification just a formality but nothing is actually charged?
Human Nature
post Feb 24 2016, 11:26 PM

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QUOTE(chiahau @ Feb 24 2016, 11:23 PM)
Sounds like the same SOP for Expedia.

I got charged full amount despite there stating will charge on XX date.

Thus, I conclude that full payment has been charged despite how they offer not to charge until a certain date.
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The sms states the hotel name and not booking.com

Anyway, I have cancelled the booking. It is under Free Cancellation option.
Human Nature
post Feb 24 2016, 11:41 PM

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QUOTE(victorywp @ Feb 24 2016, 11:35 PM)
no, if it's charged means it's charged. do you use any cb link for the booking? for example, mastercard link, etc?
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I just booked normally using booking.com

Aih, have to raise a dispute if they really charged
Human Nature
post Feb 25 2016, 12:25 AM

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QUOTE(laymank @ Feb 25 2016, 12:13 AM)
my recent booking with booking.com also book now, pay at the hotel.
there was no charge notification at all.
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thanks for the info. will follow up with aeon shakehead.gif

add: just spoke to representative from booking.com and he confirmed that I was charged and he will arrange for refund.

This post has been edited by Human Nature: Feb 25 2016, 12:46 AM
Human Nature
post Feb 25 2016, 08:41 AM

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QUOTE(chiahau @ Feb 25 2016, 07:17 AM)
Time to make a report.

How can pay on other dates but Kena charge early early?
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Cannot trust booking.com
Human Nature
post Feb 25 2016, 02:12 PM

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QUOTE(victorywp @ Feb 25 2016, 01:54 PM)
did you use any shopback/milkadeal link? if yes, that could be the culprit... especially if it's a mastercard/visa link. they need to charge to your card to confirm your card before they could give you the cb.
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nope, until now I dont understand how shopback works lol..i assume this is how that particular hotel works. At the travel section, one forumer said he experienced the same thing but it was just for authorization. Will monitor.
Human Nature
post Feb 25 2016, 10:30 PM

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QUOTE(sj0217 @ Feb 21 2016, 05:16 PM)
I bring this topic here to discuss.

I have just called OCBC CS to confirmed that we still can apply for OCBC Great Eastern MasterCard without holding GE insurance, but this is subject bank approval
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I clicked the Apply Now button at the website but OCBC Great Eastern MasterCard is not listed as one of the card. Only the Platinum version is there.
Human Nature
post Feb 25 2016, 11:04 PM

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QUOTE(sj0217 @ Feb 25 2016, 10:59 PM)
hmm.gif just tired and I cannot see other cards can apply too from the list such as OCBC MAsterCard(blue/pink), OCBC MC sliver
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I clicked the platinum and left my contact details..will ask when they call me..I dont have GE policy anyway, so let's see whether they directly reject. Will have to get replacement for watami asap dy.
Human Nature
post Feb 25 2016, 11:26 PM

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QUOTE(sj0217 @ Feb 25 2016, 11:12 PM)
Okay, kindly update here smile.gif

Wa... You so fast apply and replace for Watami card, but still has no any announcement yet

Have you thinking about alliance bank younique card ?? More cash back if you spend a lot compare to OCBC GE
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you see here:
https://forum.lowyat.net/index.php?showtopi...post&p=78857807

said existing watami will be terminated and replaced with other aeon card. so once it happen, need to arrange for prudential auto debit dy.

Younique is tier based. RM1000 monthly spending is confirmed so better get the 1% or RM120 per year in pocket first.
Human Nature
post Feb 26 2016, 02:39 PM

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QUOTE(sj0217 @ Feb 25 2016, 11:12 PM)
Okay, kindly update here smile.gif

Wa... You so fast apply and replace for Watami card, but still has no any announcement yet

Have you thinking about alliance bank younique card ?? More cash back if you spend a lot compare to OCBC GE
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Please be informed that OCBC Great Eastern MasterCard has been discontinued. We are currently offering OCBC Great Eastern Platinum MasterCard and it is only issued to eligible applicants who hold any currently valid insurance policies by GE Life and Overseas Assurance Corporation (Malaysia) Berhad

:s
Human Nature
post Feb 26 2016, 06:02 PM

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QUOTE(sj0217 @ Feb 26 2016, 03:47 PM)
I was called last week regarding this card and answer is yes, can be apply said by CS and now...  doh.gif

cry.gif Oh no, this is the card could be replace to Watami Card but now is discontinued already.... may consider Alliance You:nique then if any change on Watami

Thanks for update  smile.gif
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yeah what a let down.

will be considering between younique and essential now.
Human Nature
post Feb 26 2016, 08:49 PM

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QUOTE(sj0217 @ Feb 26 2016, 03:47 PM)
I was called last week regarding this card and answer is yes, can be apply said by CS and now...  doh.gif

cry.gif Oh no, this is the card could be replace to Watami Card but now is discontinued already.... may consider Alliance You:nique then if any change on Watami

Thanks for update  smile.gif
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I have initiated application for You:nique smile.gif

QUOTE(Gen-X @ Feb 26 2016, 06:38 PM)
Aiyah, and I just started to promote it for FREE, haha.
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Yeah, what a bummer.
Human Nature
post Feb 27 2016, 02:11 PM

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QUOTE(nitehawk @ Feb 26 2016, 01:45 PM)
7) Alliance You:nique MasterCard
How do you apply for your You:nique card?

Upload the image and type your details? Then they contact you to submit your form?
Human Nature
post Feb 27 2016, 05:20 PM

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QUOTE(nitehawk @ Feb 27 2016, 05:05 PM)
I submit my application via fax. Then they called me but I opt for no image.
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So they give a default image or just blank white background?
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