Tiffany or other famous jewellery shop has no issue. Issue is with those smaller jewellery shops who sell at cheaper price. They will charge extra 2% service charge if pay by cc.

Sometimes, I hesitate to go smaller shops because of the hassle.

Paying more may be less stressful and annoying to me.

But back to the topic on hand, whether big or small, they still not within their rights to simply charge you extra 2%.

2% of 10,000 is a lot.

I made an online transactions. I think the website is insecure and they already have all my details, means they might make transaction again to my card anytime in future. I called to the bank and was told the only way is get a replacement card and being charge RM 50. Need help.

Ok, there are two options. Get a replacement card and pay RM 50 for peace of mind. Or wait until there is an unauthorized trnx taken place then dispute the charges.

i not sure if this is a frequently asked question , but what is the requirement to apply a credit card? what should i prepare?

just started working for like one and a half month

You can refer page 1 for more detail or short summary as below:

- RM24k per annual minimum requirement
- 3 months payslips / EPF

you can apply from Kiosk / bank / roadshow in shopping mall

Hi all, any suggestion for card that can provide cash back on insurance premium payment? particularly for AIA premium payment.

something like, AIAFAM-BSN Visa Platinum Business Credit Card

recalled this used to be 2% rebate or 12 months interest rate free for insurance payment.

aeon watami but refer to its spending requirement

Thanks Nature, but didn't see any related to AIA insurance.
https://www.aeonmalaysia.com.my/acs/web.do?...ard#page=page-1

Not specific to AIA but you do get 3% cashback (subject to the spending req)

Not specific to AIA but you do get 3% cashback (subject to the spending req)

Thanks Nature, got it. RM3K per quarter.

anyone know the address of icbc? i need to post to them my documents application for their cc

i do notice that card salary requirement usually is quoted as per annum

but let say I am applying a card need annual income RM120k
but my salary is just 9k per month , but i got a 3 months bonus

can apply with pay slip and top up with EA form ?

May try, no harm. More income docs the better.

Why don't you try to send via email? http://www.icbc.com.cn/ICBC/%e5%b9%bf%e5%9...6%92%ad_690_300

I just noticed it is giving free 2 years AF + RM 50 gift voucher if apply before 31st Jan, I think I can apply one as well.

Edit: I just submitted mine through its online banking since I already have an existing account. Easy peasy. Too bad I don't have 100k p.a. yet, so cannot apply for its Plat to enjoy PPL. I applied for ICBC UnionPay Dual Currency Credit Card Gold Card.

Let's see if my application will be approved. My first Union Pay credit card.

This post has been edited by fruitie: Jan 1 2016, 02:56 AM

wow good card.. i will apply too.. too bad i dont have their internet banking facilities yet.. guess have to post to nearest branch

Your nightmare will begin when you have their Internet banking, truly a painful experience.

To All: Happy New Year 2016!!!

If you have yet to check out my new blog, click here to visit www.GenXGenYGenZ.com which is FREE of random ads, haha.

So far only republished a few credit card reviews:

OCBC Premier Voyage MasterCard - which is good for Bragging Right only.

CIMB Enrich (Elte too) World MasterCard - which is pretty good if you don't mind paying annual fee and spend within the stipulated yearly cap.

Maybank 2 Platinum/Gold Cards - still FREE FOR LIFE

Maybank Islamic MasterCard Ikhwan Platinum/Gold - 5% Cash Back at ALL petrol station every Friday and Saturdays and now including Supp Cards.

I will be restarting my Credit Cards Tutorial for 2016.

If you have a RHB Credit Cards, best you go check out the latest T&C. Their Visa Infinite is now FREE FOR LIFE and comes with UNLIMITED access to PPL BUT there is a monthly quota of 1000. They also have a new World MasterCard which I cannot comprehend their cash back monthly cap which they claim gives you 6%. I will be doing a review on the RHB cards by the end of this month.

And of course, the card everyone should have is my creation Maybank 3 Cards GTR - AMEX, Visa PLUS MasterCard FREE FOR LIFE. Hahaha.


Sure you can Bro, even your EPF Statements can proof your annual income since bonus will also be taken into consideration.

This post has been edited by Gen-X: Jan 1 2016, 01:06 PM

apply cc from riggitplus is safe?
will they trying to sell pur user info?

they provide gift which is not from bank but their own