Banks are still involved in the governance of the CC.

Whether they like it or not, a dispute must be raised and settled through banks.

If they are not willing to work for their paycheck ( In my case, UOB Malaysia pushing me to deal with the merchant ), I just complaint to Bank Negara and Tribunal for faster action.

In fact, I have 10 missed calls in the past 2 hours after Bank Negara send them an email ordering them to respond to me directly.

Grandmother story short :

Issuing banks are still in charge of the disputes, as per stipulated by Visa/Master/Amex International.

I remember got Bank and Finance Act to support this argument as well, just that I don't have enough time to dive through the books

If you ask merchant to settle with you, end up nothing will happen one. Coz most M'sia merchants are dishonest as crap.

No offense for those who are honest.

Arguing for Priority Pass?

For MBB VS

Go copy paste that clause, throw to BNM and ask them be Referee.

If you gather few heads and complaint, your Lounge access may be retained up to 1st of April 2016

May I know for renewal of credit card, do i need to register once again all the current auto payment (maintenance fee, insurance, etc)?

Thanks. : )

Likely yes.

You'll be issued a new card, so it's safe to assume that you have to update your details with those auto payment so that they could capture the information in the system.

I am hoping for another card member to take the lead as I have 3 pending complaints with BNM, one of which concerning Maybank. Having said that, I have sent an email to Maybank about this too

I see. it is a troublesome process.....

Thanks. : )

haih. I don't know if it's me or what.
I applied rhb, citibank. both got rejected.

requirements all passed.
maybe my record is too clean.
And when I asked the personal banker, she said "oh you need a cc to apply a cc."
How am I supposed to get a cc when all I've applied rejected my applications.

Any advice?

p/s: yes this is my first cc application.

from your description, most like your record is too clean. maybe apply from a bank where your salary is credited to?

yes thinking of that.
I went to maybank, they said only maybank acc holder can apply.
no choice but to go to cimb even though it's the least option.

nak hutang also susah. haha

Don't stop applying. Or like some others say, apply the cc where your salary is banked in.

if your salary is banked to cimb, then cimb CR card is a good starting card

Oh! Why don't u try UOB. We forumer used to encourage newbies to apply UOB as we thought they were most lenient.

Yup, Start with UOB & HLB paling senang....

yea. I already met the banker. she was surprisingly nice and helpful. She even mention it's a bit difficult to get cc nowadays.

no cooldown period for credit card? you can keep apply? i thought there's a cooldown period like 3-6 months then only you can start to apply back.

Which is the best credit card to use when buying items from Paypal in
(a) Malaysia currency
(b) Foreign currency

Thanks!

The cooling period is only if you are applying the same card

different cards but same bank? for example I applied citibank cash back and rejected.
I can apply for clear card afterwards as its not the same card?

I am guessing it is possible...maybe if the income req for the second card is lower..logically