No PTPTN... How do I get CCRIS online? Any free report? Thanks.

If block/cancel card already... possible to re-activate back?

Oh is it... you tried it before?

Why you want to cancel your card? Overseas?

owning more than 5 credit cards from different banks, will it have negative impact to a person?

of coz very good paymaster.. never owe..

but some feedback is, it will lead to bad credit score?

no0b question, which bank would be the most lenient in granting CC?
I need to have a basic CC (none of the Platinum, high credit limit, etc..), just for rainy days. Any suggestions?

When i cancel and few months pate reactivate my card.. Will my existing points still be there?

How long should I work in a company before I apply for credit card? I am eligible for all their requirements in terms of salary and stuff, but I constantly getting rejected by all the banks. My repayment no problem. That day checked my CCRIS, no problem also.

The only reason I can think of because I have not worked for more than 6 months in my current and previous company. Could that be the cause? EPF record looks nice to me though. In fact there's an increase of my EPF since September since I changed job.

lastime need to pay RM50 pa for government because own a cc right ? ( to reduce debt of citizen by reducing cc owned )

now no more right ?

but hor, i remember lastime say a person/name maximum can have 2bank's cc right ????

what if more than 2 bank's cc ?

or now open back, no restriction, like ladies purse used to have at least 5 to 10 bank's cc.

tq

usually ppl will cancel their card if the bank refuse to waive AF. But if you cancel the card, do you still need to pay the AF?

i read somewhere that you should cancel the card before the AF is charged. how can i know whether when AF is charged?

Tq for the info, but if example:
In the same statement:
Usage = RM 50
AF=RM 100.

Does that mean i should pay RM 50 only and ask them to cancel my card, and I do not have to pay the RM100 AF?

Not a bad idea, but heard that Maybank is quite anal in giving out CC. Any other banks?

Bro normally after approval how many days will get CC? Mine was approved on Last week but yet to receive...

Oh sorry sis... I called and was embossed beginning of the week but today afternoon yet to ship out @@

Is the hong leong MACH cc good? come with the iam cc together.
can i use the MACH at GSC hong leong cc counter?

If want to get the second cc , UOB One Classic, Maybank2Gold and HSBC Amanah Platinum, which one is better? Thanks.

I just realised that OCBC card has no paywave...

Good is people can't steal your data easily
Bad is we are left out of pay wave

No such logo or wording found on the card itself wor...

Hehe just feeling weird... thought it's a must nowadays...

Fruitie... I've got a noob question... usually when cc statement cutoff? Isit 28 of each month?

Oh what about in general? Where can check?thanks yo!