Hi guys,  just wanna ask how to I put in credit into my cc?  I want to swipe 3.5k of ptptn debt which I can't because I think I have locked rm4980 installment for 12 months. Will I get points for swiping ptptn ? I'm using may bank2kard or should I just pay cash?

So to say I should just pay cash right?  Since I don't earn any points.

Or is there something that can be use to accumulate points/cash back?

Problem is I can't swipe 3.5k because I have an installment that took up about 99% of my card. So that's why I wanted to credit 3.5k into that cc and thought I could at least earn some points. I guess no benefits for me then.  Or do you think may bank will let me increase my limit to pay ptptn then I can use that 3.5k and park it maybe in GIA account to earn some interest lol.

I am in need of credit card for business trip. MBB tooks long time to approve temp increase credit limit.

So any card can give instant approval that I can use right away? I'll need a 20k credit limit.

Thanks.

Hello,
1) I'd like to know if I can use my mom's debit card (RHB) when I go shopping with her permission? (without her being there at the time I want to swipe the card)

2) Will they check to see if it's my debit card or someone else's?

3) If can use it, do I have write my own signature or hers?

btw im 16

With permission also considered fraud?
For some reason, I don't want to open any new accounts. (Dont ask)

actually nowadays, the cards come with paywave function. if confirm they have the contactless function and what you buy is less than 250 (or is it 200?), then i think you don't need to worry about 2 and 3.

On random note, one of my other colleagues also recently got her PBB housing loan approved (joint with husband, and I think RM500k) and the agent offered them both PBB VS automatically. I had to tell her to ensure that they applied using the luggage acquisition offer, so that they also get free luggage!

I didnt know Aeon has 0% BT cause most of the time there is a 1 time admin fee which I dislike.

Also I usually dont owe anything on CC so BT is not attractive to me, the only BT I have was for the PBB 6 months 0% no admin fee etc... that was when I use CC for my house downpayment.

I thought the MBB de is limited to X amount? PBB unlimited no T&C so i whack that easiest.

Is it all the CC application need to go through their system first only can decide whether approved or not? i tried Maybank, RHB and HSBC all rejected at the system level because of PTPTN. Maybe next time should request them to check the documents manually?

Is it any formal way to request reprocess manually?
have to tell them first when the time i submit my documents so they can check my documents manually after the system rejected?

Print from BNM kiosk is the fastest. Else can request online but need to provide some documents.
http://creditbureau.bnm.gov.my/reportobtain.html

What if one is staying away from KL?

hi, is there any credit card have more rebate for swipe myeg ？
thank you

thank you
is MYEG consider at online spend ?

want to ask are we able to receive one time password when travelling oversea?
basically ask telco to enable roaming we should still receive, right?

Yes, once you've enabled international roaming then you'll receive the one time PIN's. But be cautious of roaming fees, you might end up with a big bill.

receiving sms should be free, correct me if i'm wrong

0.5% unlimited retail rebates, auto 3months 0% IPP(500>S<1000), auto 6months 0% IPP(5S>1000),First year annual fee waiver...
Current promotion is free 28" luggage bag & laptop bag, if BT >RM5000 approved then another 20" luggage bag

Oh... I thought can apply if above certain swipe or amount use?

Never check. But I pay my loan and credit card on time every month.