ok then i should give up to try to apply credit card for now.
save money for FD and try to use FD to get the card maybe 

I travel internationally often and always use Maybank current account debit ATM card to withdraw. To minimise the transaction costs, my advise is (1) withdraw the maximum the ATM will allow, (2) use ATM machines at a bank branch instead of small standalone ATM kiosks such as those found outside 7-11, and (3) avoid making withdrawal when it is 11PM to 6AM Malaysian - be mindful of timezones - withdrawal rejected due to system down at night I think, and (4) do not use credit card as it is considered cash advance thus will incur high fees.

Reason for not using money changer is to save the hassle, and also better safety from not having to carry lots of cash around, especially during longer trips.

i think most of us will have to pay internet bills monthly. anyone know which cc has good rebates on paying unifi?

cause i see not many credit cards have cb for unifi.

so far i found uob yolo is offering 6%, but that only if i managed to spend at least rm 500 using that card

Called to request for replacement of new PIN card for HL GSC as I have received letter indicated that my Old HL GSC card will be deactive end of this month.

CS told me the card has sent August but until now still pending for received. Blocked the card and re-issued, within 7 working day.

Since seldom use this card nowadays, I then requested to cancel it. However, it can only be cancel when received the a new card (New PIN for HL GSC Card), said by CS

Hi guys,
Recently when i try to buy items from China using my VISA/Mastercards but AliPay tells me that the merchant does not accept these cards. Does that mean i need a Union Pay card?
Tried to apply for one @ Bank of China branches here but they say their cards will not work with Alipay as well. Does anyone know if ICBC bank will work?

Awww snap. I tried to register my VISA/Mastercard to WeChat but it says 'it is currently not available' for a week now. While for AliPay it also gave me similar response. Is it because i did not verify my AliPay account?
Thanks for letting me know ICBC doesn't work, don't need to go there and get disappointed again later 

Somewhat my Wechat i can't find the wallet option. I think i need to get the China version of it. Thanks for the help Fruitie!

Edit: Tried to verify my account via web browser and app, both gave me "暂不支持此卡开通服务，建议使用其他银行卡" sadly

anyone know why maybank debit card cant use for online purchase?
try steam cant (just found out gaming purchase block my maybank, never mind got other card)
but lazada e-commerce purchase also fail, how come?
last time before change my card to new pin card, lazada , steam can purchase but now cant....

So, we've all heard about the PTPTN discount thing for lump sum payment. I have 7k left but thinking to pay it off.

Now Maybank has promo on BT. My only worry is that after charging to card A, the BT couldn't get approved.

Any one knows how generous Maybank is on the 0% BT approval? Any other tips/heads-up appreciated.

im a fresh grad. my application for credit card always being rejected.

first cimb reject me then citibank reject me.

they say i dont have commitment. problem is how can i have commitment if it dont have credit card ? this does not make sense. catch 22 situation.

what is salary crediting bank? worked since November last year.
worked since november last years. but are all those bank have free annual fee ?

AMBANK WMC for me

Exchange rates for Aeon and PBB cards also decent.

Not many. Cashback for TNG auto reload should be very minimal. Best you can probably get is 1% or equivalent in points.

Most efficient way to reload is at grocery such as Jaya Grocer using cards like UOB Lady (10%) or PBB VS (6%) or Maybank VS (5%) or HLB Wise (effective 5% if you choose grocery category and meet the RM2k spend).

Appreciated. But am based in Melaka. Will have to find out whether aeon has this facility to top up TNG

Hi guy, want to ask you all.

Is it credit card bank service provider unable to provide reason for reject application? Is it due to confidential unable to inform customers why reason application?

I saw some of my friend reject application less than 1 day after submit the credit card form. He has outstanding debt, bt the payment pretty good that on-time payment and did not over-due the payment until now.

Is it possible can complaint bank service provider why cannot provide the reason for reject application? If it is a confidential, then why customer need to submit photocopy IC (since this document also confidential and some-more it can abuse by using photocopy IC) during credit card application? It is consider be fair to customers and also banking provide information with each other..

Yes, bank have right not to share some info.
But for reject application reason also cannot share to customers?

If like that, what for customers want to apply credit card? Everybody can boycott credit card bank service provider already since bank did not want to share to customers who reject the credit card application.

Any idea the way to check CCRIS? Can online check and can see the report already?
I think this one should based on the type of credit card.. I believe that the assessment not so high if apply normal credit card (no cash rebate, just earn point, no much benefit at all).
However different story already if apply credit card like Platinum or Infinite credit card.. Of coz the assessment more higher coz apply those privilege credit card.

How the assessed the credit card, this one I'm not clear and sure about that.
However for telco, Yes! now telco goes into CCRIS, and even CTOS system too..

But I don't worry of telco, basically more in prepaid, no postpaid at all EXCEPT TM.... (No choice coz TM did not have prepaid with unlimited data quota, otherwise I will choose that.)
Because I hate to pay postpaid bill with "GST".
Of coz prepaid one soon implement top up with "GST" in the future, but if the GST this amount can change to free talktime, free sms or free data allowance, then no comment about it.