what's the advantages of having non free annual charge cc? because i see some people rather not having the free for life card

Guys,

In your experience, UOB Payonline if u pay bills and select "pay today", will the payment really be credited to the Payee organisation on that day?

Got some overdue TNB bills but no office boy working today

What does 'non compounding charges' mean?

Just wondering if the information from CTOS report is credible?
Recently I've submitted a few CC applications from different banks but all was being rejected. Later then, I found out there is a loan application in ctos report from Sc bank which I am not even aware of. Called to their cust service, they couldnt find any application in their system.

any credit cards thst give rebate when purchasing items from Ikea?

How about using PB VS card?

Will buy something from ikea around RM1.2K, already did my selection. Now is just waiting time to execute the purchase...

per transaction.

e.g. buy electrical appliances (e.g. fridge, TV, etc.) from merchant A with amount RM2k, swipe with PBB card, then after 3 days, call PBB to convert that RM2k into 9month Flexipay.

advantages: good for single large sum transaction. no additional fees. simple call-in to CS, done in 1 minute. if you have multiple flexipay done, you can also BT your upcoming statement to another card, further extending the period (e.g. BT to MBB's 12mth 0%).

disadvantages: not by statement (for this, you do BT instead), need min RM2k for 9month 0% flexipay, tricky when your purchase is near bill date (T&C: 3 days after transaction, 5 days before bill date).
here's what's shown in the statement:

So Ringgitplus would actually check with the banks and ask whether they are interested to give CC? so tehcnically would have higher chance of getting CC, right?

Just received a called from HL bank, this is regarding what rebate RM100, can't remember the event name

She asked a question and if the answer is correct, RM100 will be credit to my HL cc account. After answered, amount RM100 will be credit into my HL CC on March 2017 , so good ??

Initially I tot insurance again ...

I use Maybank Visa Signature and Public Bank Visa Signature mostly.

Do they allow export transactions data into csv file? I would like to keep track of my spending using Excel.

Also, any way to check how the monthly cash back is calculated? How to know which transactions have cash back, which transactions don't?

Thanks.

morning.

if i wanted to transfer some balance how ya. coz i got some refunds to my cc and i wanted to transfer it to my savings account.

what is considered groceries shopping? is it shopping at those aeon, tesco, giant, coldstorage, etc?

Hi, may i know
what is the exchange foreign salary ratio for SGD : MYR for public bank Credit Card?
is it 1:2 exchange basic?

Are you guys able to load uob payonline? unable to load since yesterday

http://www.thestar.com.my/business/busines...ger-generation/
Not shown at PBB website yet

Maybe lower rate and monthly cap - like a competitor to CIMB CR.

Oh really? Hmm if capped at 30 for Cash Back online then CIMB Cash Rebate is almost the same but without the dining  I don't use credit card much for dining