extended to mid of 2017 due to many are still not ready.

I called SCB last month to inform them that I will be using it at SG. At the end transaction still failed   After that used it to book Uber at SG, no issue.

Eh guys, those paywave debit card....it says no need PIN for transaction below 250...if I want to set a PIN also can ah?

Credit cards seldom will call HR unless it's for foreigners, just to check the period employers grant them to be in Malaysia.

Loan yes, will call most of the time. Sometimes they want to confirm the salary information too against the payslip provided. For me, the employers are also obliged to adhere PDPA Act 2010 and cannot simply reveal employees' information to third party unless employees give the permission. I will get banks to write me an email and I will forward to employees for their reference and approval before I share.

Yes, I'm a HR in an MNC and I have the access to salary of every single employee working in our APAC, ANZ, China office. It falls back to the professionalism of HR practitioners and also if everything can't be shared to banks (assuming if employees don't give the permission, then nothing will be approved). So far, my employees are OK to allow us share such information with banks.

Actually rightfully even yes or no also cannot simply answer. You wouldn't know if they are impersonating, that's why employers these days no longer do staff confirmation over phone anymore. Write an email if you want to know.

Fruitie, no offense but I would have done that if it's simple note. I prefer something more official and formal letter because my case is abit tricky.

RM0.00 OCBC: Sorry, your credit card waiver request is unsuccessful. Pls make payment before your statement due date if you have not done so. Thank you.

365 waiver request rejected. Time to say goodbye to OCBC after so many years. 

What about shop not accepting credit card for transaction less than RM 100?

merchants are not supposed to do that , u can try to take a pic of the 2% charge if they displayed outright and report to bnm so that they can suspend their terminals or fine these merchants instead 

Hi guys, wanna ask. I just paid my outstanding balance for my credit card. But the outstanding balance is there. Need to take few days to change the outstanding balance to RM0.00?

Thanks.

Anyone here knows if Maybank is stringent in their credit card approval process? Just tried applying for Ikhwan and got rejected.... sigh...

Yes... anything wrong with applying online?

Wanna ask, which bank approve CC the easiest? I online apply UOB but until now no call from them, got rejected from CIMB and CitiBank, any more recommendation?

Current salary ~RM3.5k (since July). no debts, loans, no PTPTN.

I got it while applying for house financing. Immediately approved and sent to my mail within 2 weeks. In the end I didn't accept their loan offer, but still got the credit card.

Yes, happened recently.

Oh, and another question: Why am I not getting transaction alert via SMS every time, for both by AEON and Maybank AMEX card? I've already set the alert to trigger if I spend above RM1. But from my experience, about 30% of the time I didn't get an SMS. And this even happens when I use the card at the same place. For example, I have used my AEON CC to pay for my coffee at the same McD using paywave, but on some days I didn't get an SMS. This even happened once at Petronas (my card didn't get charged RM200).

I've called both AEON and Maybank call centre, and both responded saying that the transaction has not been charged to the card yet. But after a few days when I check my AEON unbilled transactions, the transaction finally appeared on the list.