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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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adele123
post Mar 27 2017, 01:49 PM

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QUOTE(Mr.7 @ Mar 27 2017, 01:37 PM)
For 0.6% insurance cashback using hlb essential, the payment must be done at posonline?
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Nope. Even auto-debit counts. Basically insurance payment in general is 0.6%.
adele123
post Apr 4 2017, 07:17 AM

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QUOTE(wenzhenzhen @ Apr 3 2017, 09:42 PM)
Alliance bank cc is my first credit card. So far I have pbb petron debit card and I use it for emergency. My annual income 4XXXX and credit limit only RM4XXX. All along I dont use credit card as I will use my mum's visa signature card. I applied alliance bank cc just to help that agent only. I am thinking wanna cancel this card after few swipes. What do you think?
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I believe at some point, you need to have your own orincipal credit card. But you can continue using your supp card if you wish, no harm keeping the alliancr card if you use it wisely. If you really want to help the agent, then you keep the card for 6 months. I think they need to wait for commission.

Also, to make it easier to apply other cc, should hold this card for longer la, so that now you have a non-ptptn credit history.

Also, usually they give credit limit about 2-3 times monthly salary. But maybe less for first timer like you. Cheers.

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