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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq
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MrLoo
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Dec 29 2016, 08:32 PM
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QUOTE(fruitie @ Dec 29 2016, 08:29 PM) I'm not bro. Oh well, now is festive season, just wait for few weeks. It also depends on banks. You can also call CS to check out status. Oh sorry sis... I called and was embossed beginning of the week but today afternoon yet to ship out @@
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MrLoo
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Dec 29 2016, 08:37 PM
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QUOTE(fruitie @ Dec 29 2016, 08:33 PM) Looks like you may only get it after New Year. Haiz... sad case... tot of first blood for new year eve dinner
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MrLoo
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Dec 30 2016, 08:20 AM
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QUOTE(starry @ Dec 30 2016, 01:33 AM) What is the best credit to use to pay for government related payments to get reward points or cashback? OCBC Platinum got I think... but 0.6 only... only one category which is other retail spending...
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MrLoo
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Dec 30 2016, 04:16 PM
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QUOTE(starry @ Dec 30 2016, 03:29 PM) Thanks for the feedback guys Looks like not many credit cards give cashback from government related payments  I just realised that OCBC card has no paywave... Good is people can't steal your data easily Bad is we are left out of pay wave
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MrLoo
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Dec 30 2016, 05:21 PM
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QUOTE(fruitie @ Dec 30 2016, 04:27 PM) MasterCard is called PayPass and with just a wave logo. No such logo or wording found on the card itself wor...
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MrLoo
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Dec 30 2016, 07:23 PM
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QUOTE(fruitie @ Dec 30 2016, 05:35 PM) Then don't have lo.. My OCBC card is not with me now, cannot recall but I'm cancelling it soon. Useless for me. Hehe just feeling weird... thought it's a must nowadays...
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MrLoo
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Dec 30 2016, 07:26 PM
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QUOTE(fruitie @ Dec 30 2016, 07:24 PM) Not really. Maybank Ikhwan MasterCard also doesn't have it. Am looking forward to get CIMB cr as backup
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MrLoo
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Dec 31 2016, 09:34 AM
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QUOTE(Pink Spider @ Dec 30 2016, 10:50 AM) I've already maxed out my UOB YOLO cash back for the month  Using OCBC Titanium to pay on UOB Payonline, 1% better than nothing  If pay through service provider website no rebate? Using OCBC This post has been edited by MrLoo: Dec 31 2016, 09:34 AM
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MrLoo
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Dec 31 2016, 01:33 PM
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QUOTE(fruitie @ Dec 30 2016, 07:24 PM) Not really. Maybank Ikhwan MasterCard also doesn't have it. Fruitie... I've got a noob question... usually when cc statement cutoff? Isit 28 of each month?
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MrLoo
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Dec 31 2016, 02:56 PM
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QUOTE(fruitie @ Dec 31 2016, 02:48 PM) Different bank, different cut off, some allows users to change statement date. Oh what about in general? Where can check?thanks yo! This post has been edited by MrLoo: Dec 31 2016, 03:03 PM
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MrLoo
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Dec 31 2016, 03:04 PM
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QUOTE(matrix88 @ Dec 31 2016, 01:42 PM) every one has different cutoff date Thanks bro... where can I check though?
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MrLoo
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Dec 31 2016, 03:16 PM
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QUOTE(fruitie @ Dec 31 2016, 03:14 PM) Statement date have to check with CS or just wait till first statement is generated, can view from respective online banking site. Ok thanks sis
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MrLoo
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Jan 9 2017, 07:23 PM
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QUOTE(lilsunflower @ Jan 9 2017, 12:37 PM) I personally have never had a problem with them and have received many many many gifts (i.e. tablet, Smart Tag, vouchers, coffee machine, vacuum, smart phone etc etc) over the past few years from applying (and re-applying after cooling off period) for CC like HSBC, SCB, UOB, Citibank etc. Sometimes need to follow up on the gifts, and it seems like a long time, but they have always delivered. I also personally do not see an increase in marketing (no more than the normal marketing from banks). For example, I did not apply for HLB through Ringgit plus. However, the MOST calls I receive are from HLB. Noob question: if we apply through ringgitplus will not get bank own promotion right?
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MrLoo
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Jan 17 2017, 07:18 PM
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QUOTE(fruitie @ Jan 17 2017, 06:13 PM) Send an email to their CS saying that you were recently rejected by them. Tell them you should be approved as you fulfilled the requirement. Ask them to reconsider your application again. UOB IS REAL SLOW... has been waiting for days
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MrLoo
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Jan 17 2017, 11:51 PM
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QUOTE(fruitie @ Jan 17 2017, 09:52 PM) Be patient. Sometimes banks could take up to a month. Wao... hopefully UOB approved... got ocbc edi but not much rebate... btw I see some of you got use the ocbc entertainment app... how to get invite?
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MrLoo
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Jan 18 2017, 12:03 AM
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QUOTE(fruitie @ Jan 17 2017, 11:52 PM) After activated PIN & Pay, they sent to me via email and SMS. I receive nothing one zzz... so sad weh... heard got lots of goodies
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MrLoo
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Jan 18 2017, 07:10 AM
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QUOTE(fruitie @ Jan 18 2017, 12:05 AM) I got it few weeks after I activated. Oh... hopefully I get it too  thanks fruitie!
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MrLoo
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Jan 19 2017, 10:57 PM
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QUOTE(fruitie @ Jan 19 2017, 10:24 PM) Actually if you are employed, 3 months payslip + EPF statement (optional) will be enough. You can try to appeal again instead of re-applying. Fruitie, isit below 36k annual income maximum 2cards?
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MrLoo
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Jan 19 2017, 11:37 PM
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QUOTE(Human Nature @ Jan 19 2017, 11:09 PM) maximum 2 issuers, not 2 cards Yea sorry my mistakes...  thanks for clarifying!
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MrLoo
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Jan 22 2017, 10:15 PM
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UOB card is the slowest to know application status... it has been a week since I submitted my documents yet my application is not even in their system...
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