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Credit Cards Credit Card v19, Post/Ask general questions here, Please read post 1-3 before posting, tq

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Human Nature
post Mar 22 2017, 05:31 PM

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QUOTE(fruitie @ Mar 22 2017, 05:29 PM)
Looks like I will apply when I go back, in vendor's office now, no access to their printer. laugh.gif
Hope I will be approved and get the free gift. laugh.gif
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Free gift only for new to bank dry.gif
Human Nature
post Mar 22 2017, 06:46 PM

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QUOTE(fruitie @ Mar 22 2017, 06:41 PM)
Alright. My payslip for this month still hasn't reflected new salary as approval came late and our salary release is early every month.
I can only apply after June. Long time to go but I will also check out my CCRIS before applying any card, it got dented due to PTPTN. sad.gif

Good luck in your submission.
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Only require 1 month salary slip.
-------
Done submitting mine biggrin.gif
Human Nature
post Mar 23 2017, 11:10 PM

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QUOTE(tifosi @ Mar 23 2017, 11:06 PM)
For those who applied for PBB Quantum, what email address you sent to?

I sent mine to pbcs_online@publicbank.com.my but got no response.
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Here:
custsvc@publicbank.com.my
Human Nature
post Mar 24 2017, 08:28 AM

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QUOTE(warren11 @ Mar 24 2017, 06:23 AM)
If existing PB card holder,want to apply the new Quantum card still need to provide any document?
Need to submit form or just call to CS can apply thru phone?

Thanks
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Submit a new application
Human Nature
post Mar 25 2017, 11:53 AM

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QUOTE(edwardccg @ Mar 25 2017, 09:04 AM)
the free CTOS seems like have common information like my address only.
Only paying the fee to get full report show the detail banking information from CCRIS.

I got a full report during Jun 2016 for free during CTOS promotion
I know CCRIS information update every month, when exactly was it?
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every 10th
Human Nature
post Mar 25 2017, 01:44 PM

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QUOTE(Duckies @ Mar 25 2017, 01:42 PM)
Eh how do you guys apply for the new PBB Quantum cc? I can't find it in the list when I click Apply
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Download form and submit through email
Form is at post #2190

This post has been edited by Human Nature: Mar 25 2017, 01:45 PM
Human Nature
post Mar 25 2017, 01:54 PM

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QUOTE(Duckies @ Mar 25 2017, 01:49 PM)
Ah found it. May I know send to which email address?

Someone needs to create a new thread for this credit card  laugh.gif
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QUOTE(Human Nature @ Mar 23 2017, 11:10 PM)
Here:
custsvc@publicbank.com.my
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Human Nature
post Mar 25 2017, 02:02 PM

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QUOTE(Duckies @ Mar 25 2017, 01:59 PM)
1 more question. What other documents that I need to send along? Just 2016 EA form will do?

• Latest month payslip and / or
• Latest EA Statement and / or
• EPF statement and / or
• Employment Letter / Employer Confirmation
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A copy of NRIC.
Depends on your level of confidence.I just provided a month slip.
Human Nature
post Mar 25 2017, 05:38 PM

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QUOTE(edwardccg @ Mar 25 2017, 05:09 PM)
in the pbb quantum card, the minimum sms threshold have RM500 only?
can't we request to set to RM1?
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We can, for pbb cards
Human Nature
post Mar 31 2017, 12:31 AM

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QUOTE(soyabean123 @ Mar 30 2017, 10:51 PM)
Dear all, I'm helping my friend to ask, how to start build credit score? His CTOS show 'no score'. He want to apply credit card but not successful. He don have any commitment and he is using mobile prepaid not postpaid, always pay via debit card and cash too.

He planning to buy a house but thinking even apply credit card pun susah sangat. Please advice.
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Apply cards from banks like scb, citibank, uob which are relatively easier to get
Human Nature
post Apr 5 2017, 10:33 PM

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QUOTE(sj0217 @ Apr 5 2017, 10:29 PM)
Called HL CS yesterday requested to cancel one of my HL credit card - HL GSC Card

This card was combo with HL wise for application when the time I applied, meant it can be cancel separately, not necessary need to cancel both cards.

Just quick checked my online banking and the detail of the HL GSC card has removed completely.
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In terms of card cancellation, HLB is the best. I requested thru online portal and it is cancelled the next day.
Human Nature
post Apr 13 2017, 02:16 PM

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Quick question. Normally, there is a window of 6 months to re-apply in case of application being rejected. This applies for the particular rejected card only or can apply another card from the same bank without having to wait for 6 months?
Human Nature
post Apr 14 2017, 09:36 AM

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QUOTE(wonglokat @ Apr 14 2017, 08:56 AM)
My CIMB Petronas limit is shared with the CIMB CR. If I cancel the first, will I still have the same credit limit? Haven't used it in a long time and I don't even know where I've put it.

Only the MBB Ikhwan and PBB Quantum in use.
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Yes will retain the CR for the other card
Human Nature
post Apr 14 2017, 10:05 AM

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QUOTE(boyzai07 @ Apr 14 2017, 09:50 AM)
Hi, anyone spend oversea by using cc?
I want to know which cc better for oversea spending and how much they will charge.
Is there need to call cs if oversea spend?
Thank you.
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may refer here for some rate idea:
https://forum.lowyat.net/topic/1845691

always advisable to call CS to notify that you will be using it overseas.
Human Nature
post Apr 15 2017, 05:05 PM

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QUOTE(Msnine @ Apr 15 2017, 04:56 PM)
Hi, has anyone used their new pin & pay card in europe? In europe they also require pin but their pin is only 4 digits. If we use our m'sian CC we enter 6 digits anyway or need to sign?
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You may tell them that you want to sign
Human Nature
post Apr 23 2017, 10:39 AM

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QUOTE(theberry @ Apr 23 2017, 10:17 AM)
Is Mach HLB best for cash back from telco bill payment?
CIMB is ok but got standing instruction.
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PBB VS for 6% CB, online payment
Human Nature
post Apr 23 2017, 11:04 AM

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QUOTE(theberry @ Apr 23 2017, 10:55 AM)
requirement too high.  laugh.gif  laugh.gif
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PBB Quantum then
Human Nature
post Apr 24 2017, 10:46 PM

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QUOTE(boyzai07 @ Apr 24 2017, 09:28 PM)
Guys, I have question to ask for gross income.
When credit card required RM48k per annum, can I included my rental income?
Because I also submit my BE form with rental income.
Thanks.
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Yes since it is in your BE

QUOTE(wenzhenzhen @ Apr 24 2017, 10:32 PM)
Hi, I had apply HSBC platinum credit card, alliance bank credit card, rhb bank credit card and UOB platinum during matta. Alliance bank approved, UOB rejected, the rest no answer from them. Could it be rejected?

Appreciate if you can help. TQ
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Just call CS and ask for the status
Human Nature
post Apr 28 2017, 09:56 PM

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Nothing to do with credit card

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