Yes you can. However, for Maybank cards, you can't transfer via M2U as it cannot accept over-payment. You can only use CDM actually to bank in the money. GIRO from other banks is also possible but not any account from Maybank. I only know Maybank because my main bank account is from there.

just to confirm...online shopping at tesco.com.my is consider online transaction but not groceries, correct?

Great...then is it a must to inform bank after cdm in order to get this done?

This post has been edited by peigeng: Jul 14 2016, 09:30 PM

CIMB CR tagged it under groceries if I'm not mistaken. UOB VOX is online.

No need. You can just spend it.

If you have good credit history, they may just allow you a one off increase in limit, if you ask.....I have done that before....and I still get the 50 days interest free credit if timed right....

really

Yes and HLB Wise is groceries...

Anyone using HL Matta Card ? Curious about 20% Cashback on Travel Expenses ?

Is this entitled for existing customer who just get a New Matta Card or only for New customer to HL Bank ??


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i have just being rejected for a card. how long do i have to wait before i can reapply?

Standard reply from banks is 6 months. You can try to appeal now?

how do i appeal? call the bank?

Yes, ask CS if you can appeal for your recent rejection. Ask if they need any further documents or anything.

Note: If only you fulfill the requirements, then can try since you are think it should be OK.

This post has been edited by fruitie: Jul 20 2016, 09:01 PM

guys quick q.

actually just thought of this as hsbc flooded me with their emails.

for easy payment plans, our intended purchase price must be within the limits of our credit card limit ??

coz i was wondering why would they have 36 months easy payment plans if my card cant swipe way above my limit?

Nope Not Beyond over your CL , Cash Installment/ Easy Payment Plant we just can Max. Used up to 90% of our CL.

This post has been edited by fly126: Jul 21 2016, 08:50 AM

Quick question guys, if I want to cancel a credit card do I need to settle all the bill first? Can I cancel then settle it later?

Of course Pay Off All 1st before you can Proceed to Cancel ...

This post has been edited by fly126: Jul 21 2016, 09:41 AM

You can call to cancel first and settle the bill when statement is out but bear in mind for cards which give cash back, probably after cancelled, you will not get any cash back. Keyword: Probably.

It's okay. I am just trying to avoid the annual fee.

I think it will be like what you said since the rebates will be on next month's statement. So if I cancelled it now the rebates are gone.

This post has been edited by Duckies: Jul 21 2016, 11:32 AM

hey guys,

I bought an item online with credit card worth RM300 and after 10 days the seller inform me no stock. He ask me if it's okay if he refund. He say refund into credit card will take 7-14 working days. I say ok la.

But then i think, now my cc statement is coming on 23/7/16 with the RM300 already billed. How now? Pay the RM300 for a product i did not receive? Should i call bank or what?

This post has been edited by omgimahero: Jul 21 2016, 05:11 PM

You have to pay for it. The refund will come in later, and will offset with your future purchase.
Else, when the refund comes in, call bank and ask if can offset against the statement amount.

I had refund before too but because I still use the card, so let it offset my future purchases while I pay that amount first to avoid any interest due to shortpayment.