Sorry for being out of topic.

Can anyone use OCBC online website to perform IBFT?

When I select 'Transfer Now', there is no option for me to select IBFT.

Well, since the 4% interest rate per annum for OCBC e-SmartSavers expires today, I plan to use IBFT to transfer all my fund today.

If IBFT is unavailable, using IBG will not be useful, since it is only effective next Monday. 

Appreciate any advice from experts here.

OCBC 12 months was 4.5%,
4.15% 9 months is not attractive at all considered that there are 3 months FD at 4.15% as well as 4.5% for 6 months.

I thought OCBC 4.5% for 12 months had just ended on 31st December, 2015.
Has this offer been extended?

Good rate at 4.5% for 15 months.

disguised as student
u made him carried away and wanted offer expert view point!
it was reported as ocbc 4.3% 15 mth.

without a card, you cannot register for a hl connect yourself. you have to go to a hl branch with your id and ask them to create an account for you. a mach branch cannot do that for you. please take note.

U just tell them u already have HL Connect access