New FD from "fresh funds" generally requires the depositor to turn up at the bank?
Any bank that allows it to be done online?
Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only
|
|
 Dec 27 2015, 12:56 PM
Return to original view | Post
#1
|
 
Senior Member
2,932 posts Joined: Sep 2007 
|
|
Quote|
|
|
|
|
Jan 8 2016, 11:20 PM
Return to original view | Post
#2
|
|
Senior Member
2,932 posts Joined: Sep 2007
|
QUOTE(cklimm @ Jan 8 2016, 10:59 PM) Ringgit Plus Barry Smith Luggage has arrived last noon, for placing ocbc FD The minimum requirements to qualify is how much?  Can't tell from the image - is this carry on-board size? This post has been edited by howszat: Jan 8 2016, 11:21 PM |
|
|
Jan 8 2016, 11:24 PM
Return to original view | Post
#3
|
|
Senior Member
2,932 posts Joined: Sep 2007
|
Well, haven't been here much, but you guys sure spend a lot of time chasing after 1 percent or 2.
Anyone considered bond funds? |
|
|
Jan 8 2016, 11:36 PM
Return to original view | Post
#4
|
|
Senior Member
2,932 posts Joined: Sep 2007
|
QUOTE(cklimm @ Jan 8 2016, 11:24 PM) its carry on board size, you may apply one here for only 70k Oh, those new funds thingy, is it? http://www.ocbc.com.my/personal-banking/mr...content=unknown  Every financial institution seems to be doing it, free luggage if you meet the requirements, not just FD but Credit cards as well. Anyway, I moved some funds because of these "specials". I'm not going to do it again, because when I sat down and calculated the difference, it is simply not worth the effort. In my case anyway, for 0.x% types of difference. |
|
|
Jan 8 2016, 11:58 PM
Return to original view | Post
#5
|
|
Senior Member
2,932 posts Joined: Sep 2007
|
QUOTE(Ramjade @ Jan 8 2016, 11:51 PM) Well you can always get the luggage, then sell it online. Extra % obtained. It so happens that I could use a luggage and got one from some other recent promotion.  some more bag is FOC. So instant 100% profit.But please be assured that I'm not going to spend time monitoring all these promotions so I can get a luggage or two. Back to my point, it seems that people in this thread spend to much time in chasing after too small percentages. |
|
|
Jan 9 2016, 12:39 AM
Return to original view | Post
#6
|
|
Senior Member
2,932 posts Joined: Sep 2007
|
QUOTE(Ramjade @ Jan 9 2016, 12:30 AM) Well in case you didn't know, these people are not your average people. Their FDs account to a min of 6 digits. So when you have so much money, everything small is money. As bbgoat puts it, 3 days of interest can buy a dinner for his family. So you can imagine the amount of 3 days interest. Maybe about rm500? You missed the point completely.Their FD amount is large until they can nego for higher rates. You get my point how large is large. What you need to learn is 3% is three-percent. Don't get confused about "so much money" because 3% is still 3% regardless of how much money is involved. What you missed completely is 5% is greater than 3% where you disregard the irrelevant point of how much money is actually involved. Understand the essential point before you reply. |
|
|
Jan 19 2016, 10:43 PM
Return to original view | Post
#7
|
|
Senior Member
2,932 posts Joined: Sep 2007
|
QUOTE(Nom-el @ Jan 19 2016, 01:58 PM) Public Bank has finally introduced real E-FD (can do placement & withdrawal online). They have also revised the online max transfer limit to 20K (using PAC) & 50K (using SecureSign token). Public Bank must be one of the last, if not THE last, banks to go eFD?Incredible. |
|
Topic ClosedOptions
|
| Change to: |  0.0211sec
 0.62
 7 queries
 GZIP Disabled
Time is now: 2nd December 2025 - 03:48 PM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.