Fixed Deposit Rates In Malaysia V. No.11, Strictly for FD Discussion Only
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 Feb 5 2016, 05:48 PM
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#41
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Staff
25,802 posts Joined: Jan 2003 From: Penang  
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QUOTE(intrepidity85 @ Feb 5 2016, 05:19 PM) as far as i concern bsn dont have instant transfer.. only ibg so would take time to transfer out if no bc Please be reminded to combine both quoting and posts.  Ty. |
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Feb 7 2016, 12:40 PM
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#42
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Staff
25,802 posts Joined: Jan 2003 From: Penang
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QUOTE(AMER SHAHREMY @ Feb 7 2016, 03:01 AM) 12 month. Minimum rm10k Please be reminded to compile or consolidate quotes that wish to be replied in a single post.If not, it may be deemed intention to increase post count, and posts will be deleted and warning/suspension may be issued. Ty. |
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Feb 17 2016, 09:13 AM
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#43
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Staff
25,802 posts Joined: Jan 2003 From: Penang
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QUOTE(epie @ Feb 17 2016, 08:43 AM) hi guys, Depend on cashflow situation.I never had any experience in FD, so dun fire me hehe this is my situation: i have a biz that requires me to use my capital only for 1 or 2 weeks per month is it a wise move for me to put the money in FD and ask for OD? your opinion is highly appreciated thanks But FD may not a good option. Money market fund or some current account that have interest is better option, whereby you can access the money at any time (for current account), or just 2/3 business day with money market fund. OD rate is way higher than FD rate. |
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Feb 19 2016, 09:01 AM
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#44
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Staff
25,802 posts Joined: Jan 2003 From: Penang
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QUOTE(yygo @ Feb 19 2016, 08:17 AM) even >1 mil fd oso cannot get 5% interest in uob. No way money market fund or repo can earn more 5% at current financial condition.  short term fund getting high interest likely to be repo or money market funds. but 5% from uob?? 3.x% may be, but not 5%. If there is, everyone in FD will flock to there already. |
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Feb 19 2016, 11:12 AM
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#45
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Staff
25,802 posts Joined: Jan 2003 From: Penang
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QUOTE(~HL~ @ Feb 19 2016, 10:52 AM) Does being a listed company makes a difference? There is little difference in term of money come from listed company, non-listed company or individual. Klibor rate is about 3.x% currently, it is impossible for any money market fund can generate, or bank willing to borrow at 5%. |
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Feb 21 2016, 02:41 PM
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#46
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Staff
25,802 posts Joined: Jan 2003 From: Penang
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QUOTE(Manada @ Feb 21 2016, 12:06 PM) Guys im still a kid (18) and i wish to place my money, around RM1k in fd. Hoe do i go about this. My dad said rm1k in fd generates little to nothing, no need to put. -.- You can get extra Rm30+ Angpow every year when reaching Feb time, why not?Sikit sikit jadi bukit. Everything also starts from scratch/small. It also develop a good habit to save it. 1K tied in FD, is better than in one's pocket which being spent unnecessary stuff. One also may venture into UT with the 1k, and gain experience in investment world. |
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