does anyone know if FD interest rate will be higher next year because of US hike? 4.6% for a 12 month tenure?

if not, would like to get OCBC's.

if u wait, u lose interest. put to whichever fd that fancy u for now.

I will go to your house and laff a loud when it is 5% next year.

Suggest u choose OCBC 1st while awaiting astrologer reply

Tonight FOMC then we will know ad

How to activate the sms option....does this apply to all accounts ...it is a very useful feature.....

This post has been edited by gsc: Dec 17 2015, 02:57 AM

Fed Ends Zero-Rate Era; Signals 4 Quarter-Point Increases in 2016
http://www.bloomberg.com/news/articles/201...-2016-increases

Any astrology findings here for next year? OCBC seems tempting, 2 more weeks

I earn 10% in few days in stock.

Please read first page. No spoon feeding. Everything is on the first page.

It depends on the duration that you want to place your FD, short term or long term. Different banks will have different promo too and conditions too...like step up, tied with savings account, or just pure FD depending on your needs. For example, OCBC giving 4.5% for 12 months now.

What you mean you don't know how to read?
Steps
1. Make sure you have min rm10k. No rm10k, no talk.
2. Determine how long do you want to lock up your money
3. Open first page.
4. Search for the banks with the duration you want.
5. Compare rates
Eg. say 6 months bank A at 4%, bank B at 4.5%. Of course bank B gives the highest rate.
6. Determine whether the bank you have selected is convenient to you or not (distance, parking, queue, time processing)

Now that's spoon feeding.

Why because some banks more desperate for cash so give more interest, some not so desperate mai give less interest lo.

Easy way is...

Giv ramjade ur money
He place for u.

Profit sharing..

Lolz

I just called OCBC, these 5.1% for 6 months or 5.5% for 3 months deals
need to buy insurance or investment products..
No free lunch in the world lah..

OCBC Customer Service Leng Lui, took this picture few days ago..


This post has been edited by BoomChaCha: Dec 17 2015, 12:37 PM

Good idea. I will take 0.1% as SC.

It is good effort of you to find out the truth. Either these green guys just listen half or they are from Ocbc and trying to get people PM them for more info.

You can take picture inside bank?

Received a call from SCB RM and offered a bond:

Product name: Bond Paper
Tenure: 2 Years
Return: 5.5% return is guaranteed
Principal: Minimum RM 250K, principal is guaranteed
Risk: Only if Standard Chartered bankrupt or close down

Can consider this or not??

I took the picture quietly without flash light lah..
But I think the OCBC Leng Lui in the picture maybe suspect me to take
picture..

Actually there were 2 more OCBC Leng Lui but unfortunately
because of the angle problem, I was unable to take the picture,
next time will try again if got chance..

Oh... If OCBC find out I take picture in side the bank, will OCBC call police
to put me in custody..?

This post has been edited by BoomChaCha: Dec 17 2015, 01:26 PM

Seen prettier ones at Cheras & Dsara Heights wor.

Boom sir.. dun invest FD only..
Phone also need invest.. pixel not big enuf