12% returns per month would calculate to (i am guessing) ~ 200% per annum.

IF this is a legit business and IF it is as good as you claim, do contact me as i know a number of people working in various banks in malaysia as well as some people working close to bank negara. bank negara would definitely love to take up your offer. last i check, our central bank has rm 95,000,000,000 in their reserve. this does not factor bank reserves for commercial banks in malaysia.

with rm 95 alone bil , 200% returns would calculate to 190 bil per annum returns. add that in 2-3 years would easily reach 1 trillion. of which i would be happy even with a 0.0001% commission of it.

before you contact me, ensure to ensure your company is LEGIT, do check if it is listed on bank negara. bank negara keeps a list of all companies that is licensed to do financial services in malaysia. if the company isnt on the list, it is illegal.

you can check here: http://www.bnm.gov.my/index.php?ch=13&cat=banking