gross income hmmmm? dont really get it

yes once in 3 months..... thinking of this..... must change to prepaid d like this

If you are talking about the KTM JB Sentral - Woodlands CIQ, those 5:30am to 7am schedule are normally sold out, 30 days in advance. Other time schedule still can purchase as not peak hour

u mean FD in sg ? their fd like doesn't offer much one woh
or any bank giving attractive package ?

Highest is maybank Singapore, gives you 2% pa

fixed. assuming you are an educated, white collar worker then why do you need to waste 20hours a week on commuting

true,i straight away find a room in sg instead- -"
i think time and health way more important than those bit of money spent...
somemore the work life balance here isnt good at all...with the travelling..seriously no time for ownself d

Guys, I wanted to change my SGD to MYR. Which place do offer attractive prices? I do a quick Google and found this Raffles Money Change Pte Ltd. the rate is quite good...I was wondering if there is other places with better rates? Thanks!

I've been commute jb - sg via motorbike for a year, and i'm working at jurong island, start work at 8am..
Usually morning reach the Woodlands checkpoint around 5.20am, and would clear from checkpoint around 5.45am, then will be reaching jurong island around 6.10am.. i then take a nap at office..
Tried going out late around 6am reaching the checkpoint, result is reaching office 5 minutes before 8am.

Finished work at 7pm, would reach Woodlands checkpoint around 7.30pm, end up spend around 1 hour 30 minutes to clear the checkpoint normally, and sometimes reach 2 hour.
Now i always use Tuas checkpoint for going back to jb, as normally would stuck at Tuas around 30 - 45 minutes, but would taking a long way to reach my home for using 2nd link highway. But i think i prefer longer way than stuck in a traffic jam.

This post has been edited by MrJigoku666: Apr 19 2016, 04:44 PM

erhmm... not sure if this is the proper place to ask, but spotify or apple music? lol.

sorry to be out of topic ya

This post has been edited by madmoz: Apr 19 2016, 05:17 PM

Spotify. Getting it for "free" as part of the telco plan bundle. Otherwise Apple, coz I'm deep in their ecosystem and it's one less account to deal with.

Edit: Maybe try both to see which one you like better? Their algorithms for music recommendations are rather different.

This post has been edited by vincentleong: Apr 19 2016, 07:02 PM

Anyone here working in banks? How many days of leaves are there usually?

28 days. Force to clear every year. Cannot en cash.

ya, actually i do have a colleague crossing everyday by KTM. Can get more info from him.
Also some do car pooling, share taxi service to cross, etc.

Regardless i am educated white collar worker, i think some ppl will just do their calculations and will make their decision whether to cross everyday or just spend a bit more to stay in singapore to have more life.
Some ppl might have the question as me and i hope i did a favor for them by asking this.
Not that i am going to move to jb soon, but in near future maybe i will consider. Just wanted to know the options.

Thanks for the very useful info. Salute to you and those who travel everyday just to earn a living to support family.
For me, I guess i would opt for longer way too.. than stuck in traffic, inhaling those vehicles exhaust fumes.
Bikers are meant ride.
And seems like your working hour is longer?

26 days

Nice! More than Malaysia. Can you guys share which section of the bank (Finance / Risk / Treasury / Retail / Corporate / Investment / Securities / Equity Research) are you in?

If you are external contractor could be as low as 12-14 days. Direct employment normally 24-28 days. Then add on a few volunteering days, family leave days, childcare leave, etc -- can easily add up to 35++.

Disclaimer: I am real estate negotiator, not bank employee.

This post has been edited by rexona: Apr 20 2016, 08:55 AM

im in bank...i get abt 21 days...extra if u stay longer...

External contractor in European bank - 18 days.

it might still end up the same for number of "off days" if you take into account the number of PH between MY and SG.