nearly did that , but needed a car within SG and do commute to different states biweekly , so kind hard to plan flights , in the end car but weekend have to face the 2-4 hours Q !


Those "Jiu Hu Kia" think again la , reach home about 9-10 pm makan shower sleep , wake up at 5-6 then work ... where the quality time with Fam .

With technology so advance can use Internet to communicate . Further more after 6-7pm can shake leg and start talk cock sing song .....

Expat package very rare , so far only a few of my friends and most of them have oversea working background UK , Aus , US , HK , or Malaysian but transfer from those country to SG

EP 3 grades :
Q1 - 3.3k above
P2 - 4.5k above
P1 - 8k above
PEP - 12k above


yours most likely can consider promotional d la , then + your relocation allowance + family time compensation , basically you ask to relocate right ?

Better still nego a fam package bring your wife together

http://www.aasingapore.com/media/files/fil...tation_2014.pdf

earns more than you still wanna suck 6k from you meh .

So high commitment ar in KL , need to support 2-3 mil worth of property loan ar ?

Lee Hsien Loong graduate in mathematical studies ..... his abacus is very Tokong one .

Can't imagine someone will really face figures only for 3-4 years !

Mathematical science and Statistical study is another crzy subject.

Ticket price likely will be more expensive than weekday flight price , but comparable to weekend flight peak period price
Train frequency can be increase if the demand is high.

Clearance for train would be different , is more like those in airport , which is much faster and less crowded as only passenger with Train Tix will check in .

SG wouldn't be proactive on pushing for HSR , if have then good , don't have also nvm .

In my opinion for SG ...
- HSR to cool off some of the property heat , also make it easy for oversea investment ( SG company having operations in MY)
- Tourism: (not so much for Malaysian)
They would want to further promote Changi airport as HUB to go to Malaysia and rest of S.E.A , Changi expanding T5 have certain objective in place, leveraging on better service level compare to KLIA , encourages people to travel SG-MY to take return flights from Changi .

In Malaysia Perspective:
- attract investment
- increase tourism
- increase property demand
*Tourist from SG are the ones really supporting JB and MLK - look at how are those states fairing in tourism, in comparison to Port Dickson , Kuantan , KT , Ipoh ... etc ( KL have own crowd )

No just like normal any job hopping in the world , difference when you work in another country a work permit will be involve.

Thus the cancellation and reapplication .

Do note that Work Permit ties to the company.

Just look for 24 downwards , if possible odd numbers then situation not that bad .

There's a new Condo just TOP , just right opposite Old Airport Road , studio asking for 1400 - 1800 .

Food isn't an issue in Geyalng , can even find supper easily .

Don't look for unit that's too cheap owner may rent out to workers and cramming 3-4 pax per room , then your condo / apartment will very messy.

Some condo do houses "Chicken" - mostly legal ones with WP , works in Geylang or Joo Chiat .

Geylang is as good as UpTown in PJ : some unit may be old (just choose the newer ones) , but access is very convenient , safety wise is consider the worst in SG but it is still safer than KL .

This post has been edited by titarium: Dec 29 2015, 05:48 PM

Near Jurong Point good place , everything is there , just that it would be a little Ex compare the rest of Jurong West/Boon Lay area.

Imagine whole Jurong West and Boon Lay , Jurong Point is the only Prominent Shopping Mall.

It is easily accessible via Bus and MRT .

All facilities are available Banks , Entertainment , Food , groceries , boutiques , Money Changer ....

Just that it is slightly far from Town.

One more thing if miss Malaysian food the "Malaysia Boleh " food center matches very closely to Malaysian food standard, all the famous food are there : Char Kuey Tiao , Bak Kut Teh , Hokkien mee , Wanton Mee , Prawn Mee, Chendol ...

Hrmmm to gauge a salary feeling ... let's take a look at the salary comparison from Jobstreet :

Financial Consultant :
SGSG
MY

Engineering :
SG
MY

Internal Audit:
SG
MY

The starting pay of fresh grad is fairly similar in both country , the difference is when you move to higher positions , typically HR in SG will take 10 - 30% pay difference , some also will drop 1 position to hire Malaysian ( with reason doesn't have experience in SG - but will adjust once on track ) .

because increment in SG is lower compare to MY , unless you are an excellent performer who breaks the average barrier. (Put commission takers aside , good ones can perform on both lands)

Exception is given to Expat packages and internal promotion offers(depends on company).

The Gov just regulate the number of passes a company can have - Work Permits , while EP is set at 3.3k benchmark ( some company able to obtain a lower range due to industry type - eg printing, advertising ... etc, that also depends on approval else WP ) , most of the white collar with experience will land here as EP . If SG Gov thinks too many foreigners in SG d they will just stop renewing EP and stop approving WP & EP , don't care what ever industry it is .

so the advice is if want to go to SG better go early ..... so at least get to set the footing earlier , on the later stage is very difficult as you may need to change your lifestyle and savings is divided by what ever ExRate
* imagine you are in your 30s have 100k Ringgit - convert here 33k SGD (at least 10% goes to rental deposits , and not even enough for a car DP)
btw 30k SGD can happy hour all the way for 1 month ... if stretch 2 months

All by suggestion just go according to your experience and market rate - chances around there .

This post has been edited by titarium: Jan 5 2016, 09:41 AM

To make things simple , always prepare plans (get friend or relatives to know about this) , if anything serious happen in SG , admit d further treatment transfer to MY.

Arrangements can be made , in such cases usually will need to pay initial Hospitalization fee in SG and Ambulance transfer (if serious) .

Rest of medical to be done in Malaysia , then claim MY insurance .

Not all can cover both side mar .. especially SG side if company don't have (comprehensive one) then not PR ( No Medisave ) .

In fact I have faith in Malaysian Doctors , most of private (some Gov) Doctors in Malaysia seriously not bad (get referral doctors don't simply bang ) , Malaysian Docs also graduate from all over the World ( UK , US , AUS , SG - are the common ones practicing in Malaysia ) , specialist needless to say mostly overseas. ( Just avoid Doctors from Indonesia & Russia - lower recognition , but there are good ones too )

Actually I am promoting to my SG friend to seek treatment in Malaysia if they find SG too expensive , just pick those Medisave accredited -> you won't get wrong , then Insurance from SG also can claim ! Super Win .

Medisave usable in MY since 2010

List of Hospitals :
HEALTH MANAGEMENT INTERNATIONAL (HMI)
Referral centre: Balestier Clinic and Health Screening Centre

Facilities in Malaysia:
1. Regency Specialist Hospital (Johor Baru), - provides a door-to-door return transport for up to four people for $80
2. Mahkota Medical Centre (Malacca)

PARKWAY HOLDINGS
Referral centre: East Shore Hospital

Facilities in Malaysia:
1. Gleneagles Intan Medical Centre, Kuala Lumpur
2. Pantai Hospital, Kuala Lumpur
3. Pantai Hospital, Cheras
4. Pantai Hospital, Ampang
5. Pantai Hospital, Klang
6. Pantai Hospital, Ipoh
7. Pantai Hospital, Ayer Keroh
8. Pantai Hospital, Penang
9. Pantai Hospital, Batu Pahat
10. Pantai Hospital, Sungai Petani

Total 12 to pick from , covers from Johor to Penang

Just keep even you change citizenship still can use , just update particulars with agent (make sure you have a good agent to assit you on this ) .

Gov Hospital in Malaysia so far having good ratings especially for labor and minor operation , facility very good especially those in the big town ones , equipment are new and staff are better, then is so cheap quite heavily subsidies !

But there also news that Health ministry are cutting budget , alot of equipment arn't renew and lacking , those suffer most are those in smaller town ones....

Just double check your policy will do .... like Fiona said if have intention to retire in MY why not maintain both sides way (if able to manage financially)

You can do Hospital transfer quite conveniently

One thing is isn't worth to use MY policy in SG even it allows you to do so , imagine you have a 300k coverage means only 100k can be use here and medical cost dollar to dollar is more expensive as well compare to Malaysia.

This post has been edited by titarium: Jan 22 2016, 09:09 AM

U jump ship d still wanna think PR ?!

Now Hantu Lawan Hantu


1st was Muhyiddin
Now Mukhriz - let's see tonight's news

2.5k for rent is on the high side - can always get a room only for around 1- 1.5k

1.5k for food & transport it is as good as leasing a vios -> is this necessary , only Sales in SG requires a vehicle .

if you ask me about breakdown :

1.5k Rental
150 Transport
650 Meals
300 Entertainment
400 MY return trip x2

Total 3k - still have 1.5k to save

In fact the figure above still can further cut down , why spend lavish meals and entertainment here can always do it back in MY and the same value spend you can always have more !

For those come here with an intention to work - money driven , saving is more important than lifestyle , why spend it on items you can do it else where at a way better value. What I encourage work life balance every half a year spend 1 - 2k SGD can go for an Asian trip isn't an issue . ( seen ppl doing at 500 SGD )

and it is not advisable to bring whole family if wife arn't working in SG or at least drawing a salary of 8k and above .

Stay with friends would be the best choice , CreamMilk isn't able to get an expat pay so have to be very reserve on this.

I have friends working in CBD areas (salary easily exceed 5k , some close to 8 - 9 k per pax ), finance & accounting - married , all are still renting , if couples a single room will do (usually will take master room) or rent whole unit then lease the rest out .

Most of money still push back to either finance loans in MY or saving money for a property here in SG . Every "k" save not only for your deposit is also for the ABSD.

Can't expect to have a car even here , it isn't necessary furthest to drive is Changi - Tuas ( basically only lorry drivers travel this route daily - goods for export ). Taking Cab is so much cheaper , going shopping till closing time or peak hour - is better to take MRT+bus (can get home faster even if you drive ) .

Want to maintain lifestyle make sure both is working at even 8k income both can have quite ok lifestyle ( minus the car ) , not to forget back in Malaysia 2 pax 2 car = RM 2 - 3 k , here without car can get you anywhere , either way after a good night out you can't even drive .

Decent night out daily 50 SGD x 30 - will also land you 1,500 a month , but definitely not fine dining daily.

Some perception have to be change when landing a job here in SG , salary drawn very much depends on Sector and your skill sets , cost of living is way lower compare to KL in dollar to dollar expenses ( that's the reason up to 30% down on salary for same post , even it is a centralized HR ) , as they are using PPP + Tax + Operating cost - in consideration while drafting the salary.

Those with excellent skill definitely will get an expat pay , or a promotion while getting to SG , some even got housing and car allowances - very much depend on skill & industry type.

Source





School Fee I still fee ok , infant care is the bomb :
Infant & Childcare