My stand is working in BIG city like KL needs relatively higher spending, hence you need to work 2 job aka get a part time job aside from your full time.
This is to sustain your life.

If you work in your hometown, away from the BIG city where you can stay at home (living expenses low), hence you just need to live in comfort zone and save.

I was a fresh graduate 2 years ago with salary not more than 3k, now after 2 years still hardly reach 4k, not to mention you ll be taxed on ur income yearly too. So the take-away package after deduction from taxes and EPF is hardly there to sustain your life, which I agree.

You have the options:

1. To move out from your comfort zone by moving to Spore / other countries to work (which can gain you x2 or x3 earnings).

2. Work 2 jobs in Malaysia (with part time)

3. Work full time + Invest smartly (this is sooo difficult for fresh grads out there provided they hv been trained guided properly on the strategy and with capital)

Which you see yourself to be in order to earn?