Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card
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 Jan 13 2016, 12:00 PM
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#1
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Senior Member
679 posts Joined: Mar 2009 From: LGK   
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just now went and applied online for this card.
Immediately got email; QUOTE Thank you for your interest in applying for Maybank Islamic Credit Card. We have reviewed your application, regrettably your application is unsuccessful. Thank you. care to share what I did wrong?  This post has been edited by anarchy2cruo: Jan 13 2016, 12:01 PM |
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Jan 13 2016, 01:02 PM
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#2
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Senior Member
679 posts Joined: Mar 2009 From: LGK
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QUOTE(Human Nature @ Jan 13 2016, 12:28 PM) income meets the req or did not submit the supporting docs? that is unusually fast submitted the docs as per requested. recently got my m2c cl increased. can it be because of that? |
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Jan 13 2016, 01:09 PM
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#3
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Senior Member
679 posts Joined: Mar 2009 From: LGK
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QUOTE(Human Nature @ Jan 13 2016, 01:03 PM) but you said immediate email wor. yup. very immediate. applied for platinum card. they asked the net income means after all the deductions(EPF,tax,SOCSO) right? my gross income reached the requirements but if net income won't reach there. is it because of this? |
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Jan 13 2016, 01:15 PM
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#4
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Senior Member
679 posts Joined: Mar 2009 From: LGK
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QUOTE(Human Nature @ Jan 13 2016, 01:12 PM) you might want to try to split the limit..meaning transfer some of your CL from your conventional card to this ikhwan card so have to call them then in applying ikhwan card? because I don't see this option in online application form.  how this can usually get done? call them apply for ikhwan card and request to transfer some CL from m2c? |
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Jan 13 2016, 01:31 PM
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#5
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Senior Member
679 posts Joined: Mar 2009 From: LGK
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QUOTE(Human Nature @ Jan 13 2016, 01:20 PM) Yes, call up and said that your application was rejected and you would like to appeal. however, i am still wondering why the email that you received straight away reject. maybe the income that you key in at the slider bar is below the requirement so automatic trigger respond. might want to think about this before going the splitting CL route. I would think if the slider bar is below their requirement it won't show the card to select isn't it? |
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Jan 13 2016, 01:41 PM
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#6
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Senior Member
679 posts Joined: Mar 2009 From: LGK
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QUOTE(Human Nature @ Jan 13 2016, 01:32 PM) hmmm...not too sure about this will call them and try appealing. see how it goes. thanks bro.   |
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Jan 13 2016, 02:32 PM
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#7
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Senior Member
679 posts Joined: Mar 2009 From: LGK
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QUOTE(Human Nature @ Jan 13 2016, 01:43 PM) no prob. all the best i've called them and cs suggest me to go and apply again this time manually from the branch or fax/email the application before appealing in transfer/reduce the credit limit etc. QUOTE(gastacopz @ Jan 13 2016, 02:06 PM) mind to share how u request for cl increase? check this link..thanks.. credit limit increase i submitted thru email btw |
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Feb 28 2016, 05:06 PM
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#8
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Senior Member
679 posts Joined: Mar 2009 From: LGK
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finally saw my plat ikhwan in m2u. after went thru with 2 rejections.
(Jan 13th) 1st applied thru m2u in the morning - rejected immediately. call mbb & CS suggest apply thru branch. (Jan 13th) 2nd applied at branch in the evening - rejected too after 2 weeks. (Feb 9th) applied at klcc card center appealing for cl split - card now present in m2u.  however my m2c cl is still intact. haven't got split yet? or the cl reduction would take some time? |
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Jun 1 2016, 11:42 PM
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#9
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Senior Member
679 posts Joined: Mar 2009 From: LGK
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» Click to show Spoiler - click again to hide... « maybe lucky to those who got VISA since entitled extra 100x entries for each spending..  |
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Jun 1 2016, 11:53 PM
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#10
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Senior Member
679 posts Joined: Mar 2009 From: LGK
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QUOTE(fruitie @ Jun 1 2016, 11:44 PM) But this is Maybank Ikhwan MasterCard thread...  well..thin luck for us here lol..  |
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