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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card
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Andicom
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 Feb 22 2016, 12:46 AM
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Getting Started
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Hi guys,
I just received the Maybank Islamic MasterCard Ikhwan Gold and as a first timer, I found many info out there a bit overwhelming...please feel free to answer my questions below. Meanwhile, I'll try to catch up with all these info in LYN. Some questions below are very basic, sorry for that, just need to clear up for sure
1. Regarding paying the bills. Lets say if I use the card today, 21st feb. When normally the due date will be? Will it be end of this month (Feb) or end of next month (Mac)?
2. Secondly, for this : Cash withdrawal fee of RM10.60 or 5.30% of withdrawn amount, whichever is higher. How this Cash Withdrawal work for a credit card (as opposed to Debit Card?)
3. Cash advance charge : Higher of RM18 or 5% of cash advance amount. Can explain briefly about Cash Advance?
4.. FREE Maybank Touch ‘n Go Zing card. I was informed I'll be getting this card as well but I didn't. Does the cc actually come with this?
Thanks guys
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Andicom
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Feb 22 2016, 10:46 AM
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Getting Started
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QUOTE(panda-man @ Feb 22 2016, 08:52 AM) 1. need someone else feedback. i just pay several times a month. CC is just for convenience. not as a way to get myself into more debt  2 & 3. dont do it. avoid it like the plague! if you want cash, best way is to find some colleague or friend, they gib you cash and you pay for their bills. senang. 4. unless you always taking public transport or banyak toll. i think this is not really worth it. just go top up at the counter when you isi minyak. this one the service charge is quite tinggi... Hi guys, thanks for the reply. So for 2 & 3, these are just like Personal Loans je la correct? OKK understood. No worries, was just trying to understand the terms. |
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Andicom
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Feb 22 2016, 06:12 PM
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Getting Started
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Hi, Can I know...
Lets say if I make a transaction now...when I should I make payment for it? Is it end of this month or end of next month? I don't know when is the due date yet as this is my first time using it.
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Andicom
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Feb 23 2016, 10:25 AM
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Getting Started
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Hi,
Is it worth it to buy groceries, food, movies etc with the credit card for the sake of the treatpoints?
Does the transaction fees/charges actually cost us more than paying them in cash?
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Andicom
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Mar 11 2016, 03:01 PM
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Getting Started
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QUOTE(saitong09 @ Mar 11 2016, 08:06 AM) Yes, you can use the same method on Giant and Aeon Big. Buy the gift card on Fri and Sat with your Ikhwan and use the gift card any day. Hi bro, the gift card belong to groceries category? |
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