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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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vivakarna
post Dec 22 2015, 11:58 PM

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QUOTE(panda-man @ Dec 22 2015, 11:53 PM)
Maybe you heard 7.5%? Hahaha. If so low I will take RM1 mill and dump into investment Hahaha
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I certainly sure it's not 7.5%. She said, we can only apply up to 3x of our credit limit.
fruitie
post Dec 23 2015, 12:05 AM

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Nah, it will sound flowerish at the beginning, once you drill in then you will unleash a lot of hidden TnC. rolleyes.gif

Never interested with personal loans. Got so many calls from different banks regarding personal loans and I rejected their offer. laugh.gif
panda-man
post Dec 23 2015, 08:10 AM

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QUOTE(fruitie @ Dec 23 2015, 12:05 AM)
Nah, it will sound flowerish at the beginning, once you drill in then you will unleash a lot of hidden TnC. rolleyes.gif

Never interested with personal loans. Got so many calls from different banks regarding personal loans and I rejected their offer. laugh.gif
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[QUOTE]

Yeah these days its been quite a lot. Not like the rate they offer is very good anyways. But 0.075% is really win
fruitie
post Dec 23 2015, 10:23 AM

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QUOTE(panda-man @ Dec 23 2015, 08:10 AM)
Yeah these days its been quite a lot. Not like the rate they offer is very good anyways. But 0.075% is really win
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0.075% that's lesser than 0.1%, I will take it with no hesitation. laugh.gif
The interest is so negligible. laugh.gif

This post has been edited by fruitie: Dec 23 2015, 10:23 AM
panda-man
post Dec 23 2015, 10:27 AM

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QUOTE(fruitie @ Dec 23 2015, 10:23 AM)
0.075% that's lesser than 0.1%, I will take it with no hesitation. laugh.gif
The interest is so negligible. laugh.gif
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more like 0.075% for the first day. then doubles each day to later be capped at 4.5% or some other weird calculation they will throw out there...
skycrew
post Dec 23 2015, 11:19 AM

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0.075% per day maybe?

between how the cashback calculated?

monthly ? or based on statement date?

This post has been edited by skycrew: Dec 23 2015, 11:25 AM
zstan
post Dec 23 2015, 11:29 AM

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Anybody having issues to swipe this card at shell petrol stations? i tried a few kiosks all rejected my card.

pump at petronas no problem. or maybe it's jsut that particular branch.
genko123
post Dec 23 2015, 11:49 AM

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QUOTE(zstan @ Dec 23 2015, 11:29 AM)
Anybody having issues to swipe this card at shell petrol stations?  i tried a few kiosks all rejected my card.

pump at petronas no problem. or maybe it's jsut that particular branch.
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No problem at Shell station (tried last week)
zstan
post Dec 23 2015, 12:02 PM

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QUOTE(genko123 @ Dec 23 2015, 11:49 AM)
No problem at Shell station (tried last week)
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Hmmm ok then probably it's just that branch. so frustrating.
PeowYong
post Dec 29 2015, 10:09 AM

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QUOTE(fruitie @ Dec 23 2015, 10:23 AM)
0.075% that's lesser than 0.1%, I will take it with no hesitation. laugh.gif
The interest is so negligible. laugh.gif
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I got a call from Maybank regarding this, its 0.75%, not 0.075%.
Didn't ask further detail as I don't need that.
fruitie
post Dec 29 2015, 10:11 AM

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QUOTE(PeowYong @ Dec 29 2015, 10:09 AM)
I got a call from Maybank regarding this, its 0.75%, not 0.075%.
Didn't ask further detail as I don't need that.
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I believe there's hidden T&C. laugh.gif
panda-man
post Dec 29 2015, 10:14 AM

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QUOTE(PeowYong @ Dec 29 2015, 10:09 AM)
I got a call from Maybank regarding this, its 0.75%, not 0.075%.
Didn't ask further detail as I don't need that.
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thats still really good though.... as frutie mentioned. must have some special T&C? hmm.gif

searched 0.75% and maybank. i think maybe this loan they mentioned to you is just their balance transfer rates... bleh.

Attached Image

This post has been edited by panda-man: Dec 29 2015, 10:16 AM
PeowYong
post Dec 29 2015, 11:23 AM

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QUOTE(panda-man @ Dec 29 2015, 10:14 AM)
thats still really good though.... as frutie mentioned. must have some special T&C? hmm.gif

searched 0.75% and maybank. i think maybe this loan they mentioned to you is just their balance transfer rates... bleh.

Attached Image
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Nope, the call is not about balance transfer. It's about getting the cash in hand and 0.75% per month.
shadow_walker
post Dec 29 2015, 11:35 AM

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QUOTE(PeowYong @ Dec 29 2015, 11:23 AM)
Nope, the call is not about balance transfer. It's about getting the cash in hand and 0.75% per month.
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go take that money and dump into ASN/ASB... thumbup.gif thumbup.gif thumbup.gif
afhamhilman
post Dec 29 2015, 12:17 PM

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hi guys. i just applied ikhwan using the new maybank online system few days ago. today i noticed the ikhwan card already showing under all cards section on maybank2u. does it mean my application is approved?
fruitie
post Dec 29 2015, 12:43 PM

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QUOTE(afhamhilman @ Dec 29 2015, 12:17 PM)
hi guys. i just applied ikhwan using the new maybank online system few days ago. today i noticed the ikhwan card already showing under all cards section on maybank2u. does it mean my application is approved?
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Yes.
!@#$%^
post Dec 29 2015, 12:43 PM

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QUOTE(afhamhilman @ Dec 29 2015, 12:17 PM)
hi guys. i just applied ikhwan using the new maybank online system few days ago. today i noticed the ikhwan card already showing under all cards section on maybank2u. does it mean my application is approved?
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yes
samuraikacang
post Dec 29 2015, 01:58 PM

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QUOTE(shadow_walker @ Dec 29 2015, 11:35 AM)
go take that money and dump into ASN/ASB...  thumbup.gif  thumbup.gif  thumbup.gif
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but 0.75 percent per month is 9 percent per annum which is higher than personal loan with maybank themselves which is at 8% p.a.
shadow_walker
post Dec 29 2015, 01:58 PM

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QUOTE(samuraikacang @ Dec 29 2015, 01:58 PM)
but 0.75 percent per month is 9 percent per annum which is higher than personal loan with maybank themselves which is at 8% p.a.
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i haz failed math sweat.gif sweat.gif sweat.gif
panda-man
post Dec 29 2015, 02:23 PM

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QUOTE(samuraikacang @ Dec 29 2015, 01:58 PM)
but 0.75 percent per month is 9 percent per annum which is higher than personal loan with maybank themselves which is at 8% p.a.
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this is how they cheat the not so financially savvy and send them into debt spiral...

QUOTE(shadow_walker @ Dec 29 2015, 01:58 PM)
i haz failed math  sweat.gif  sweat.gif  sweat.gif
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wut iz math?!
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