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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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saitong09
post Feb 11 2016, 02:11 PM

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QUOTE(HyeMoon @ Feb 11 2016, 11:32 AM)
My monthly income is 3.4k in 2015 and 3.6k starting Jan 2016. I have maybank2kard with combined 7k limit and petronas visa gold of 7k. Im nnt sure whether this 7k is shared between these 2 cc or separate.
Really? This is first time bank provide reason? Seems like they really dont want me to have this card.
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Try request to split limit from current maybank card instead of conversion
saitong09
post Feb 20 2016, 03:31 PM

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QUOTE(fruitie @ Feb 20 2016, 12:51 AM)
Can split la, many of us have done that before, split from M2Cards. You can search this and previous thread. Unless you are super unlucky. laugh.gif We requested via email only, so easy.

You can convert but it's the whole combo, that means your AmEx will be gone as well.
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mycolumn
Yes, splitting limit from current M2Cards very high chance of get approved, unless blacklisted or high risk customer smile.gif
saitong09
post Feb 20 2016, 03:49 PM

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QUOTE(mycolumn @ Feb 20 2016, 03:48 PM)
I think I will try splitting my CL from my M2Cards first. I'm not blacklisted la haha tongue.gif how do they define high risk customer?
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CCRIS and CTOS smile.gif
saitong09
post Feb 22 2016, 02:41 PM

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QUOTE(Andicom @ Feb 22 2016, 10:46 AM)
Hi guys, thanks for the reply.

So for 2 & 3, these are just like Personal Loans je la correct? OKK understood. No worries, was just trying to understand the terms.
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No, Personal loan interest much lower than 2&3
saitong09
post Feb 27 2016, 11:20 AM

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QUOTE(fruitie @ Feb 27 2016, 10:42 AM)
laugh.gif It will show up one la, not sure when. tongue.gif
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If show up before 1 Mar, the CB should be under this month right?
saitong09
post Feb 28 2016, 05:07 PM

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QUOTE(helob @ Feb 28 2016, 05:04 PM)
The 5% cash back for MasterCard Ikhwan Platinum, does it apply to electrical items like TV that you buy from Tesco on Fri/Sat?
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Yes
saitong09
post Feb 28 2016, 05:09 PM

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QUOTE(anarchy2cruo @ Feb 28 2016, 05:06 PM)
finally saw my plat ikhwan in m2u. after went thru with 2 rejections.  sweat.gif

(Jan 13th) 1st applied thru m2u in the morning - rejected immediately. call mbb & CS suggest apply thru branch.
(Jan 13th) 2nd applied at branch in the evening - rejected too after 2 weeks.
(Feb 9th) applied at klcc card center appealing for cl split - card now present in m2u. biggrin.gif

however my m2c cl is still intact. haven't got split yet? or the cl reduction would take some time?
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It might take some time to reflect
saitong09
post Feb 28 2016, 05:09 PM

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QUOTE(anarchy2cruo @ Feb 28 2016, 05:06 PM)
finally saw my plat ikhwan in m2u. after went thru with 2 rejections.  sweat.gif

(Jan 13th) 1st applied thru m2u in the morning - rejected immediately. call mbb & CS suggest apply thru branch.
(Jan 13th) 2nd applied at branch in the evening - rejected too after 2 weeks.
(Feb 9th) applied at klcc card center appealing for cl split - card now present in m2u. biggrin.gif

however my m2c cl is still intact. haven't got split yet? or the cl reduction would take some time?
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It might take some time to reflect
saitong09
post Feb 28 2016, 05:17 PM

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QUOTE(helob @ Feb 28 2016, 05:10 PM)
Great to hear that.
What elec item did you buy and how much cash back did you get?
Thank you for sharing your experience.
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Any swipe at Tesco will get cb on Fri/Sat capped at rm50 per month
saitong09
post Mar 3 2016, 12:53 PM

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QUOTE(HenryJay @ Mar 3 2016, 11:31 AM)
i would like to apply this card as well. Since currently my 2 cards consider useless liao.

1. May i ask whether i can just cancel maybank visa without cancel amex card? because some time i might use it for dining.

2. anyone apply at ringgitplus before? or u all went to maybank's branch?
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1. You can request to convert current M2C to Ikhwan
2. You may try Ringgitplus but no free gift. If not urgent, you can wait for coming MBB Treat fair. Got free gift + offer and can get the card on the spot

This post has been edited by saitong09: Mar 4 2016, 08:51 PM
saitong09
post Mar 4 2016, 07:56 AM

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QUOTE(panda-man @ Mar 3 2016, 01:04 PM)
sometimes ringgitplus also got free gift. the benefit is dont have to deal with the agent. ... dunno why some CC agent so damn annoying. yesterday i already raised my voice and almost yell at the RHB card guy... so persistent. hai....
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Yeah, but seldom see ringgitplus got promotion for Islamic Ikhwan card
saitong09
post Mar 11 2016, 08:06 AM

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QUOTE(kerrigan_id @ Mar 11 2016, 12:24 AM)
great thanks!
btw, since the cb is only friday n saturday, what do you think about reloading tng? i think tesco accept payment via tng. with this u dont need to worry about only spending on friday n saturday. topup tng 1 time, then feel free to use anyday of the month
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Yes, you can use the same method on Giant and Aeon Big. Buy the gift card on Fri and Sat with your Ikhwan and use the gift card any day.
saitong09
post Mar 13 2016, 10:49 PM

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QUOTE(wyen @ Mar 13 2016, 08:22 PM)
Does anyone here knows is maybank cc application can be done after working hours at klcc? What is the working hours?
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Better wait for the announcement of the revise benefit if the rumors are true
saitong09
post Mar 14 2016, 09:42 AM

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QUOTE(fruitie @ Mar 13 2016, 11:42 PM)
So far, there is no rumours about Ikhwan yet la. Takkan forever sit and wait? smile.gif
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QUOTE(LostAndFound @ Mar 14 2016, 07:21 AM)
No reason to wait. If announced still will have buffer period in which you can enjoy cashback. Even if that's not long, rather you get something than nothing?

Credit cards are easy to cancel too.
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Yeah, maximize the cash back before any change in the future smile.gif
saitong09
post Mar 14 2016, 01:39 PM

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QUOTE(panda-man @ Mar 14 2016, 11:14 AM)
ok. so just for TP, then hopefully all their CB cards dont kena touch... otherwise i kena cari a new one. hahha
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I feel that they will revise soon, so I'm applying CIMB cash rebate card and UOB VOX smile.gif
saitong09
post Mar 14 2016, 03:52 PM

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QUOTE(fruitie @ Mar 14 2016, 01:46 PM)
They have nothing to do with petrol and groceries like Ikhwan.
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Yeah, Ikhwan still my 1st choice for petrol and groceries. Hope they don't touch ikhwan smile.gif
saitong09
post Mar 14 2016, 09:29 PM

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QUOTE(wyen @ Mar 14 2016, 09:23 PM)
I asked the staff there the benefits for cashback still remain
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Good, can continue maximize the cb rclxms.gif
saitong09
post Mar 16 2016, 11:20 PM

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QUOTE(panda-man @ Mar 16 2016, 09:04 AM)
if the guy still offering take it! hahah. but sometimes these sales people just tell you anything.

but its still on the maybank site. so hmm
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Not only sales, sometimes different cs telling different story
saitong09
post Mar 17 2016, 02:02 PM

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QUOTE(aiba_maki @ Mar 17 2016, 10:10 AM)
Am trying to apply Ikhwan through M2U, the system show system error when i want to submit my supporting document. Called customer service seems they unable to help. Any advise?
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The fastest way is walk in and apply via maybank card center
saitong09
post Mar 17 2016, 03:29 PM

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QUOTE(aiba_maki @ Mar 17 2016, 03:18 PM)
How long it will take?
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Subject to the bank approval, some ppl got there card for 1 hour during working hour. I applied Ikhwan at the garden on Sunday, got the card next day Monday.

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