Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card
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 Dec 22 2015, 11:53 PM
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#41
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2,691 posts Joined: Sep 2008   
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QUOTE(vivakarna @ Dec 22 2015, 11:47 PM) and the thing is you can only apply this loan if you call em via maybank hotline. you know if this is true, got a lot of things are going in my mind right now Maybe you heard 7.5%? Hahaha. If so low I will take RM1 mill and dump into investment Hahaha anybody care to call them? |
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Dec 23 2015, 08:10 AM
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#42
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(fruitie @ Dec 23 2015, 12:05 AM) Nah, it will sound flowerish at the beginning, once you drill in then you will unleash a lot of hidden TnC. [QUOTE] Never interested with personal loans. Got so many calls from different banks regarding personal loans and I rejected their offer.  Yeah these days its been quite a lot. Not like the rate they offer is very good anyways. But 0.075% is really win |
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Dec 23 2015, 10:27 AM
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#43
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(fruitie @ Dec 23 2015, 10:23 AM) 0.075% that's lesser than 0.1%, I will take it with no hesitation. more like 0.075% for the first day. then doubles each day to later be capped at 4.5% or some other weird calculation they will throw out there...The interest is so negligible. |
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Dec 29 2015, 10:14 AM
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#44
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(PeowYong @ Dec 29 2015, 10:09 AM) I got a call from Maybank regarding this, its 0.75%, not 0.075%. thats still really good though.... as frutie mentioned. must have some special T&C? Didn't ask further detail as I don't need that.  searched 0.75% and maybank. i think maybe this loan they mentioned to you is just their balance transfer rates... bleh.  This post has been edited by panda-man: Dec 29 2015, 10:16 AM |
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Dec 29 2015, 02:23 PM
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#45
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(samuraikacang @ Dec 29 2015, 01:58 PM) but 0.75 percent per month is 9 percent per annum which is higher than personal loan with maybank themselves which is at 8% p.a. this is how they cheat the not so financially savvy and send them into debt spiral... QUOTE(shadow_walker @ Dec 29 2015, 01:58 PM) i haz failed math wut iz math?! |
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Dec 29 2015, 03:31 PM
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#46
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Senior Member
2,691 posts Joined: Sep 2008
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fruitie have you used your CC in beijing? any of them? im heading there for CNY but never used my CC there... ever... dunno how the rates and stuff are.
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Dec 29 2015, 04:44 PM
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#47
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(fruitie @ Dec 29 2015, 04:40 PM) Yes. My M2Cards and other cards as well. yeah i got a unionpay card with rmb200 only inside hahah. shouldve just kept all my money there... currency really make me Beijing is still OK, not other provinces. My cards were not accepted in Chengdu and Chongqing. Luckily I have UnionPay card. Sometimes it may not reflect yet. Mine was split after that, 2k for my case.  anyways. thanks. good to know it works. just in case of emergency. over there cash really is king. |
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Dec 30 2015, 09:09 AM
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#48
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(Abin @ Dec 30 2015, 08:55 AM) hi, just received my Maybank Islamic Ikhwan Petronas Visa Gold. Haven't activate it yet. As im a first time user, may i know how to get the TnG Zing Card for auto reload? better if you just use normal TnG card and reload at supermarket and can get cashback bro. https://forum.lowyat.net/topic/3757650/+480 |
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Dec 30 2015, 09:41 AM
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#49
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(Abin @ Dec 30 2015, 09:23 AM) owh... i see...thank u bro just relaying what sifu fruitie taught me hahahah |
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Jan 4 2016, 02:23 AM
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#50
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(kaiserreich @ Jan 3 2016, 10:46 PM) Received Ikhwan card after applying through M2U. mine from last year valid til 2020 hahahah. Expiry date is xx/2018   |
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Jan 6 2016, 09:43 AM
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#51
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(Kaka23 @ Jan 6 2016, 07:12 AM) Got free goodies? i dont think online got any goodies. but i think if you go to branch last time i saw a flyer for ikhwan for free suitcase. but maybe thats old. but free suitcase is gooding. i only got water bottle. which is broken already... |
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Jan 6 2016, 10:38 AM
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#52
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(Kaka23 @ Jan 6 2016, 10:31 AM) I went to Maybank card center.. also says no goodies!!! so did you sign up? hahahah. well if you arent in a rush then look for CC booth and wait for the goodies.  |
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Jan 7 2016, 05:05 PM
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#53
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Senior Member
2,691 posts Joined: Sep 2008
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maxis post paid cant pay at sams right?
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Jan 7 2016, 05:16 PM
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#54
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(fruitie @ Jan 7 2016, 05:13 PM) Not that I'm aware of. i wonder why hotlink can and postpaid cant. must be different sellers? too bad. i guess no 5% from that. and also time internet cant.... so sad. |
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Jan 7 2016, 05:20 PM
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#55
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(fruitie @ Jan 7 2016, 05:17 PM) Hotlink is reload... hahah. yeah i know heheh. i mean its also maxis. so i thought they would open up for post paid too. i wonder why they dont allow it. i guess only through their own portal. |
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Jan 8 2016, 02:26 PM
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#56
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(Human Nature @ Jan 8 2016, 12:50 PM) haha i wil be very upset if they rejected my application now. i dont think that matters as they will just adjust accordingly. i think a lot of people on here got like 2k limit. so if they want they will reduce. on another note, i should have stated that I want a 5k limit only maybe... if i ask for reduction to credit limit will it affect if i wanna increase later on? my limit they gave me make me a bit takut.... hahah. |
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Jan 8 2016, 05:25 PM
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#57
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Senior Member
2,691 posts Joined: Sep 2008
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1utama normally got maybank booth. dunno about other places. just your luck lah. hehe.
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Jan 26 2016, 11:19 AM
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#58
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(fruitie @ Jan 26 2016, 11:16 AM) How do I stop physical statement to be sent to my mailing address? I cannot recall how I did it for my M2Cards but I haven't been receiving for years. Suddenly Ikhwan statement appeared in my mailbox. normally when you click to see bank statement online it will say something like if you view your statement, hardcopy will stop being sent or something like that. do you agree? blah blha. I called CS last night and they said once I view my statement online via M2U, it won't be sent anymore? Is this true or where can I disable the hard copy? Thanks. so far i've never received any statement though... even i never checked online. |
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Jan 26 2016, 11:30 AM
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#59
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(fruitie @ Jan 26 2016, 11:26 AM) It doesn't prompt me anything. strange... maybe it stores it from your previous CC? and your statement was just a random mistake? |
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Jan 26 2016, 11:40 AM
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#60
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Senior Member
2,691 posts Joined: Sep 2008
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QUOTE(fruitie @ Jan 26 2016, 11:35 AM) I'm not sure as it was just first swipe and they sent me the statement. how odd. hahah. if like that cannot help chu. i only know the via prompt method. |
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