just applied online through MB2U website, will replace my old Citibank cc. Dont have to worry about AF, as it is free for life. Still thinking should I have more than 1 cc?

After reading Gen-x blog about Maybank 3 cards(MBB 2card visa & amex + Ikhwan Mastercard), I think getting all these 3cards would benefits me more as Ikhwan Mastercard focus only at petrol cashback and groceries on weekends. While amex give unlimited 5x treats points. Just now I apply only for Ikhwan Mastercard. Is there any way to apply for 3 card in an application?

ok thanks. Sadly my application had gone through, maybe I can request later after I get the approval of this card first.

My Statement date is 8th and Payment  due date is 28th.
So if I pay the bill after 8th and before 28th still no interest charged right?

Alright thanks a lot.

Btw, off-topic a bit, let say if my payment due date every-month is on 7th, and I always paid full, 3days to 1week late, will it affect my ccris record and my new card application?

That is your own POV.

Correct answer should be making a payment exactly on due date will not cause you any trouble like arrears in CCRIS or interest being charged.

Most banks practice extending due date by 2-3 days after due date lifting the interest charge and arreas in CCRIS. Why? it's because sometime we have a busy schedule and forgot that our payment is due.

It's up to you want to believe or NO. 

What did i mislead by "most banks" . If i use the words "all banks" that will be the different story. Do you have comprehending problem?

Even if one of the bank doesn't practice it, you can always call to CS for waiver. I'm sure CS will be kind to request lift the interest charges and arreas CCRIS from the respective department.

It's not an accurate answer. Sometime, we have to use our brain to think things outside of the box. Don't always see things from negative aspects. It will make your life miserable.

Now if you senior member i believe you have no problem in viewing credit card sections thread. Many forumers here also did mention cs able to wave interest charges fee for them. Late payment for 2 to 3 days will not be a problem.

Can you give me an example which bank will be so lenient and harsh like that? I guess only a person will like will think in a negative way and which leads your life like...

Asking for something that is outside the box is not a good idea to start with.

I am just merely correcting your comprehendih issues and you act in an extreme ways by asking me to furnish black and white documents. I cant believe u ask for something that is outside the box. Really...

Not scare exactly to arrogant people like you.

Of course comprehending cause u re afraid to admit your own mistake by 'most of the banks' and ' all banks' . The first thing is you dont comprehend properly before you start the argument. Please nake sure you double read my statement before starting with your view

At least i admit my own mistake, unlike arrogant people like you

I saw a lot of cases like that. Husband & Wife sharing credit cards / atm pin numbers among each other. That is their family matters, who are you to judge other people's life? From your aspect, yes maybe it's forgery. For most of husband and wife they will say it's not forgery.

If you share your ATM card password with your wife, and you give consent to your wife to withdrawl money of yours, and you defined that as a fraud? oh yah, mb you are still single 

That doesn't work for me only. Once again, there are lot of forumers mentioning too banks are willing to waive interests for them after 1-3 days due date. You are just too lazy to use search function

I apolgize to other forumer. I won't apologize to arrogant forumer like you and you are afraid of telling what is the difference between "most of the banks" and "all banks" .

and you have ZERO knowledge in marriage affair so yeah what is the point to argue family matters with you. 

The whole case for yesterday is about husband and wife. Question throw by forumer is about husband & wife. So, its family case.

If the question he asked is between friend-and-friend, it will be a NO-NO !

now get to the right track, it's about HUSBAND AND WIFE, sorry the caps LOCK is for your attention, wake up !

If you don't believe my POV, why ask me to guarantee? there is a point?

you don't dare to give your pov after you started it in the first place and point to other people's reply?

what kind of people is this?

You are the one who embarass yourself because you could not even provide which bank is that?

Look now, i am chill by giving you chance to provide the bank name. You could not even provide which bank will be so lenient. I'm not asking you to furnish black and white documents now, you know?

so..?

I am backing up my views because i saw most of the banks are doing that.

NOW, if you don't agree with my POV, why would you not dare to disclose which bank is the one you mentioned? What are you afraid of telling us here if you have nothing to hide?

What has this to do with illogical argument if you are the one who did not agree with the points there. 'taichi' here and there? not tiring meh?

now tell us which bank is so lenient? afraid? coward?

You hiding your own coward and taichi issue in this. You do not dare to disclose which bank is that. I used my own words for lenient since you say it 'could' be one bank that does not practice it.

Which bank? taichi again? if you cannot provide the financial institution banks, means no right? if are not confident with your own answer, why bother to counter-argue? what is the point here?

I did not evade anything. I am clear of myself asking A and you are giving answer of B. You need to scroll up and re-read why did you counter my statement if you don't have valid points or at least answer of one FI to backup your point. You don't have right?

I did mention most of the banks will do.

I repeat, since you say one of the bank will not practice it, why not you say out loud which bank is that? If you could not provide the bank name, why bother to argue? you are embarrassing youself now.

since you are so sure your answer is 100% correct? NOW give us the bank you mentioned.. i didn't ask for more. i ask for ONE 

I did point out. You , yourself admit your answer is 100% correct and accurate. You act like you are a perfect person in virtual world , but you cannot provide which bank did it?

now again i will bold your own words.
Which of the bank that you mentioned doesn't practice it?

Let me clear the air out,

- you counter me stating that i'm wrong
- you point out i mislead forumer and 'there could be at least one bank that does not practice it'
- you asked me to furnish black and white documents
- why should i furnish it you are the one so confident '100%' with your answer
- i did mentioned 'most of the banks', 'not all banks'
- i was not so super 100% confident like you
- since you mentioned u re 100% confident .. could u pls give us the bank's name?

why are you afraid of answering again & again?

playing taichi?

You are a joker even i point out which you said "there could". Your joker taichi won't work on me because i;m still perseverance on my view that you need to answer which "could" be the one bank you mentioned?

afraid to answer your own statement?

if you are confident to counter me, why said joket and sheer of time? i thought you're the one who quote me in the first place?

I was merely asking for an answer from you and you taichi here & there. Worst come... even point to other people's reply

Next time, if you don't have any idea or answer to specific questions/statements don't even start to quote people and say it's mistakes. Make sure when you quote, you know the answers of everything, Mr. 100% 

Nope. By saying quote, i mean you are the one who quote for my mistakes.

if you say it's a mistake by 'misleading' then point it out and correct yourself by answering me which banks could be so lenient?

If you don't have answer, it's best to silence yourself in the first place.

@fruitie, please come to clean up the misleading and resource wasting post.
@Human Nature, you are a lion, when lion see mad dog also need to siam one! Just get fruitie come here to clean up.

Sifus, how do I know when is my statement date? Is it 30 days from my activation of the card?

noob question.... I could like to ask this is card have no other charges because i read the t&c, it say got what pengurusan charges...