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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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fruitie
post Nov 4 2015, 12:42 PM

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QUOTE(cacheblue @ Nov 4 2015, 12:38 PM)
Thanks.
Then how can I get my card?
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Did you request for delivery? I requested for card collection from my nearest branch.
You can call CS to check out the status.
RevengefulHannah
post Nov 4 2015, 04:42 PM

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QUOTE(Gen-X @ Nov 3 2015, 09:26 AM)
Maybank Islamic MasterCard Ikhwan Gold and Platinum Card

Maybank Islamic MasterCard Ikhwan V1

user posted image

Benefits:

1. FREE FOR LIFE  thumbup.gif  thumbup.gif  thumbup.gif

2. 5% Cash Back for Petrol and Groceries on Fridays and Saturdays. Capped at RM50/month for Principal only. 

3. TreatsPoints. Every RM1 spend locally and overseas earn 1 Treatspoints

4.Umrah Trip. One weekly Umrah winner (package for 2pax) will be selected to win an Umrah package (for Muslims) or holiday package (for non-Musilms) - non exchangeable / transferable. Every RM200 retail spending in one single receipt entitle for 1x entry. Campaign starts 1st August 2014 and ongoing. Winner selection will be done every six (6) months.

Con:

1. Supplementary Cards ARE NOT ELIGIBLE for the 5% cash back!!!

And every time you use the Maybank Islamic MasterCard Ikhwan, Maybank will contribure 0.1% to charity  thumbup.gif

user posted image
Click here to read my short review of the Maybank Islamic MasterCard Ikhwan Card.

The FREE FOR LIFE Maybank Islamic MasterCard Ikhwan Gold and Platinum Card is great to compliment the FREE FOR LIFE Maybankard 2 Cards. To learn more, click here and read my article Maybank 3 Cards GTR. 
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I'm kinda interested in applying for this card. But I don't understand what Fixed Monthly Management Charge (FMMC) means... The Product Disclosure Sheet states that for Gold card, the FMMC is RM7,500 and RM15,000 for Platinum card. Would you care to explain? And I'd also like to know if there will be any charges if the card is not used. Thank you in advance! smile.gif
fruitie
post Nov 4 2015, 04:45 PM

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QUOTE(RevengefulHannah @ Nov 4 2015, 04:42 PM)
I'm kinda interested in applying for this card. But I don't understand what Fixed Monthly Management Charge (FMMC) means... The Product Disclosure Sheet states that for Gold card, the FMMC is RM7,500 and RM15,000 for Platinum card. Would you care to explain? And I'd also like to know if there will be any charges if the card is not used. Thank you in advance!  smile.gif
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No need to bother about the amount if you pay full every month.
No charges if you don't use it.
RevengefulHannah
post Nov 4 2015, 04:55 PM

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QUOTE(fruitie @ Nov 4 2015, 04:45 PM)
No need to bother about the amount if you pay full every month.
No charges if you don't use it.
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Thanks for your reply! I read the FAQs and I kinda get it now. It means that if the Actual Monthly Management Charges (AMMC) or Actual Cash Withdrawal Management Charges (ACWMC) exceeds the FMMC, Maybank will charge the AMMC/ACWMC up to the FMMC. That's what I understood though. Hmmm considering to get it for emergencies and of course, the petrol/grocery rebates. smile.gif
fruitie
post Nov 4 2015, 04:58 PM

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QUOTE(RevengefulHannah @ Nov 4 2015, 04:55 PM)
Thanks for your reply! I read the FAQs and I kinda get it now. It means that if the Actual Monthly Management Charges (AMMC) or Actual Cash Withdrawal Management Charges (ACWMC) exceeds the FMMC, Maybank will charge the AMMC/ACWMC up to the FMMC. That's what I understood though. Hmmm considering to get it for emergencies and of course, the petrol/grocery rebates.  smile.gif
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Three things about credit card:
i) Always pay full for your statement balance before due date
ii) Don't miss payment or minimum payment
iii) Don't use it for cash advance

If you follow the above three rules, banks cannot earn extra money from you. biggrin.gif
RevengefulHannah
post Nov 4 2015, 05:00 PM

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QUOTE(fruitie @ Nov 4 2015, 04:58 PM)
Three things about credit card:
i) Always pay full for your statement balance before due date
ii) Don't miss payment or minimum payment
iii) Don't use it for cash advance

If you follow the above three rules, banks cannot earn extra money from you. biggrin.gif
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I see... thanks for the tips! nod.gif
cybpsych
post Nov 4 2015, 05:25 PM

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Maybank Islamic MasterCard Ikhwan Card-i Campaign Winners Announcement
Maybank | 27 December 2014 until 1 May 2015

We are pleased to announce the UMRAH WEEKLY winners of Maybank Islamic MasterCard Ikhwan Card-i campaign. Winners are selected from participants between 27 December 2014 and 1 May 2015.

Click here for list of Umrah Weekly winners

Congratulations to all winners and thank you for your support!

Note: Winners will be notified via e-mail and receive the full package of Umrah Package (for Muslims) or Holiday Package (for non-Muslims).

This post has been edited by cybpsych: Nov 4 2015, 05:26 PM
cacheblue
post Nov 5 2015, 01:53 AM

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QUOTE(fruitie @ Nov 4 2015, 12:42 PM)
Did you request for delivery? I requested for card collection from my nearest branch.
You can call CS to check out the status.
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I got reply that will be sent to my residential address smile.gif

wjleong15
post Nov 5 2015, 12:31 PM

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QUOTE(RevengefulHannah @ Nov 4 2015, 04:42 PM)
I'm kinda interested in applying for this card. But I don't understand what Fixed Monthly Management Charge (FMMC) means... The Product Disclosure Sheet states that for Gold card, the FMMC is RM7,500 and RM15,000 for Platinum card. Would you care to explain? And I'd also like to know if there will be any charges if the card is not used. Thank you in advance!  smile.gif
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supp card is eligible for 5% rebate as well. cool2.gif
eddievh
post Nov 5 2015, 12:49 PM

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QUOTE(wjleong15 @ Nov 5 2015, 12:31 PM)
supp card is eligible for 5% rebate as well. cool2.gif
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1st page con no.1 mention no rebate.
SUSDavid83
post Nov 5 2015, 12:50 PM

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QUOTE(eddievh @ Nov 5 2015, 12:49 PM)
1st page con no.1 mention no rebate.
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Rebate will be credited to principal.
wjleong15
post Nov 5 2015, 01:10 PM

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QUOTE(eddievh @ Nov 5 2015, 12:49 PM)
1st page con no.1 mention no rebate.
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Musikl
post Nov 5 2015, 02:06 PM

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just got my card today. looking forward on future CBs ehhe
wjleong15
post Nov 5 2015, 03:10 PM

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QUOTE(Musikl @ Nov 5 2015, 02:06 PM)
just got my card today. looking forward on future CBs ehhe
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congratulation.
i just submitted upgrade request today and hope it can get approve as well
cool2.gif
fruitie
post Nov 5 2015, 04:11 PM

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QUOTE(wjleong15 @ Nov 5 2015, 03:10 PM)
congratulation.
i just submitted upgrade request today and hope it can get approve as well
cool2.gif
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Upgrade for?
shadow_walker
post Nov 5 2015, 04:48 PM

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QUOTE(fruitie @ Nov 4 2015, 11:12 AM)
Well, that's the guaranteed method to get Ikhwan. However, if you still intend to keep your Maybank2Cards, then can request to split limit like what I have done.

I still want to retain my M2Cards, hence requested to split RM 2k limit. laugh.gif
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what do u mean by that? ur ikhwan card limit is rm2k?

whats the minimum credit limit for split limit ya? rm6k limit split half rm3k m2card and another rm3k for ikhwan? or lower oso can?
fruitie
post Nov 5 2015, 04:50 PM

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QUOTE(shadow_walker @ Nov 5 2015, 04:48 PM)
what do u mean by that? ur ikhwan card limit is rm2k?

whats the minimum credit limit for split limit ya? rm6k limit split half rm3k m2card and another rm3k for ikhwan? or lower oso can?
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Yes, I split RM 2k from my M2Cards to my Ikhwan. Not sure what is the minimum limit but we have forummer got RM 1k CL. laugh.gif

Lower also can, not necessary half. Mine was around 11%. laugh.gif
shadow_walker
post Nov 5 2015, 04:54 PM

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QUOTE(fruitie @ Nov 5 2015, 04:50 PM)
Yes, I split RM 2k from my M2Cards to my Ikhwan. Not sure what is the minimum limit but we have forummer got RM 1k CL. laugh.gif

Lower also can, not necessary half. Mine was around 11%. laugh.gif
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wow..new info for me..never knew can get 1k CL..lol sweat.gif sweat.gif
fruitie
post Nov 5 2015, 04:56 PM

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QUOTE(shadow_walker @ Nov 5 2015, 04:54 PM)
wow..new info for me..never knew can get 1k CL..lol sweat.gif  sweat.gif
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I wanted RM 1k too but after calculating, may not worth for it so I settled for RM 2k. laugh.gif
My lowest Plat CL, oh well actually my lowest CL among all cards I have. laugh.gif
wjleong15
post Nov 5 2015, 05:00 PM

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QUOTE(fruitie @ Nov 5 2015, 04:11 PM)
Upgrade for?
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gold to plat.
since got green charge approved today, mean they accept my new income doc, then call cs to request upgrade.
brows.gif drool.gif
hope they approve

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