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Credit Cards Maybank Islamic MasterCard Ikhwan Platinum/Gold V2, Another Fantastic 5% Cash Back Card

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fin307
post Nov 3 2015, 05:01 PM

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QUOTE(fruitie @ Nov 3 2015, 04:52 PM)
Mine is for backup purpose. biggrin.gif
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sorry working just now,
hurm. I told him the same thing,
but which have better chance of getting a card tho?
maybank 2 golds or ikhwan gold?
fruitie
post Nov 3 2015, 05:53 PM

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QUOTE(fin307 @ Nov 3 2015, 05:01 PM)
sorry working just now,
hurm. I told him the same thing,
but which have better chance of getting a card tho?
maybank 2 golds or ikhwan gold?
*
It depends on his usage. First card, I think both should be easily approved. If for petrol and groceries, can try Ikhwan.

This post has been edited by fruitie: Nov 3 2015, 05:54 PM
fin307
post Nov 3 2015, 07:26 PM

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QUOTE(fruitie @ Nov 3 2015, 05:53 PM)
It depends on his usage. First card, I think both should be easily approved. If for petrol and groceries, can try Ikhwan.
*
thanks fruitie! been a great help. will definitely advice him on this.

Im thinking he will spend more towards groceries and petrol
fruitie
post Nov 3 2015, 11:39 PM

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QUOTE(fin307 @ Nov 3 2015, 07:26 PM)
thanks fruitie! been a great help. will definitely advice him on this.

Im thinking he will spend more towards groceries and petrol
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Just take note to spend on Fridays and Saturdays if use Ikhwan card because only these two days will have cash rebate. biggrin.gif
cacheblue
post Nov 4 2015, 02:35 AM

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Today checking with maybank cs via email again on the split limit from maybank 2 cards to MC Ikhwan Gold
Got reply that still in the midst of appeal
But in my maybank2u showing MC Ikhwan Gold
Any idea?
victorywp
post Nov 4 2015, 05:22 AM

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QUOTE(cacheblue @ Nov 4 2015, 02:35 AM)
Attached Image

Today checking with maybank cs via email again on the split limit from maybank 2 cards to MC Ikhwan Gold
Got reply that still in the midst of appeal
But in my maybank2u showing MC Ikhwan Gold
Any idea?
*
means already approved, congrats and welcome to mbb ikhwan world. thumbup.gif
sendohz
post Nov 4 2015, 08:12 AM

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I have a similar situation.
My statement balance is RM200
But i am only allowed to pay RM190 through M2u.

Will i get charged for the remaining RM10? and it's already past due date for this statement.

I guess you all know the RM10 is the 5% cash rebate for grocery on weekend.
SUSDavid83
post Nov 4 2015, 08:47 AM

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QUOTE(sendohz @ Nov 4 2015, 08:12 AM)
I have a similar situation.
My statement balance is RM200
But i am only allowed to pay RM190 through M2u.

Will i get charged for the remaining RM10? and it's already past due date for this statement.

I guess you all know the RM10 is the 5% cash rebate for grocery on weekend.
*
The cash rebate for Maybank is considered payment to offset statement or outstanding balance.


fruitie
post Nov 4 2015, 09:25 AM

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QUOTE(sendohz @ Nov 4 2015, 08:12 AM)
I have a similar situation.
My statement balance is RM200
But i am only allowed to pay RM190 through M2u.

Will i get charged for the remaining RM10? and it's already past due date for this statement.

I guess you all know the RM10 is the 5% cash rebate for grocery on weekend.
*
I think Maybank is fine and M2U won't allow overpayment unless you have unbilled transaction. smile.gif
p9p9
post Nov 4 2015, 09:29 AM

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QUOTE(fahrur_07 @ Nov 3 2015, 10:49 AM)
Only Friday and Saturday  icon_rolleyes.gif
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not 7 days a week?
i've been reading about this card and could not find anything that states only for those 2 days.

can give me the link? thanks.

This post has been edited by p9p9: Nov 4 2015, 09:29 AM
wjleong15
post Nov 4 2015, 09:29 AM

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QUOTE(sendohz @ Nov 4 2015, 08:12 AM)
I have a similar situation.
My statement balance is RM200
But i am only allowed to pay RM190 through M2u.

Will i get charged for the remaining RM10? and it's already past due date for this statement.

I guess you all know the RM10 is the 5% cash rebate for grocery on weekend.
*
MBB not allow overpayment via M2U, I kene once already when I want to book my flights and hostel, forced me rush to bank deposit >10k cash. so scary around 11pm...
hate this feeling. vmad.gif vmad.gif vmad.gif
fruitie
post Nov 4 2015, 09:31 AM

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QUOTE(p9p9 @ Nov 4 2015, 09:29 AM)
not 7 days a week?
i've been reading about this card and could not find anything that states only for those 2 days.

can give me the link? thanks.
*
Cash rebate will be given if the transaction date falls on Fridays and Saturdays.
It's on their website and stated on first post of this thread. blink.gif

QUOTE(wjleong15 @ Nov 4 2015, 09:29 AM)
MBB not allow overpayment via M2U, I kene once already when I want to book my flights and hostel, forced me rush to bank deposit >10k cash. so scary around 11pm...
hate this feeling.  vmad.gif  vmad.gif  vmad.gif
*
Yes, M2U won't allow, you can only use CDM to overpay.
p9p9
post Nov 4 2015, 09:36 AM

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QUOTE(fruitie @ Nov 4 2015, 09:31 AM)
Cash rebate will be given if the transaction date falls on Fridays and Saturdays.
It's on their website and stated on first post of this thread. blink.gif
oww man..
so sorry..i got my understanding wrong on this.
was reading about ikhwan amex.. 5x TP for petrol and 2X TP for others.. the name some how got me carried away..
fruitie
post Nov 4 2015, 09:38 AM

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QUOTE(p9p9 @ Nov 4 2015, 09:36 AM)
oww man..
so sorry..i got my understanding wrong on this.
was reading about ikhwan amex.. 5x TP for petrol and 2X TP for others.. the name some how got me carried away..
*
Ikhwan AmEx has no cash back. So, just apply Ikhwan MasterCard and if you want TP, can apply Maybankard2Cards.
fruitie
post Nov 4 2015, 10:37 AM

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QUOTE(laith @ Nov 4 2015, 10:27 AM)
Strange. I'm a 2Card Platinum holder for 3 years, and was a VS holder (cancelled 2 weeks ago due to no AF waived). I was rejected twice while applying this card, and Maybank refused to disclose the reason for the declined application. I have never pay late, and sometimes overpaid.
Did this happen to anyone here?
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Not a surprise, many have encountered before. I was also rejected twice. smile.gif Well, eventually approved after agreed to split limit from my MBB2Cards Plat. You can try this method.
Not only Maybank, all banks are not supposed to share rejection reason.

Requote myself for steps to get Ikhwan card:
QUOTE(fruitie @ Oct 17 2015, 11:08 AM)
Of course you can apply like normal but Ikhwan till date has one of the highest rejection rates compared to other cards. I have been rejected twice and just approved recently after I agreed to split limit.

Ways to get Ikhwan MasterCard:
I) Apply like normal applications
II) If method I fails, then ask to split limit from your existing conventional credit limit to Islamic credit limit.
III) If method II still fails, convert your existing Maybank card to Ikhwan.
*
fruitie
post Nov 4 2015, 11:12 AM

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QUOTE(laith @ Nov 4 2015, 10:55 AM)
Thanks for the tips, pretty Fruitie.
So can i just convert my existing 2Cards Plat to Ikhwan Plat/Gold?
*
Well, that's the guaranteed method to get Ikhwan. However, if you still intend to keep your Maybank2Cards, then can request to split limit like what I have done.

I still want to retain my M2Cards, hence requested to split RM 2k limit. laugh.gif
jenli_84
post Nov 4 2015, 11:42 AM

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QUOTE(fruitie @ Nov 4 2015, 11:12 AM)
Well, that's the guaranteed method to get Ikhwan. However, if you still intend to keep your Maybank2Cards, then can request to split limit like what I have done.

I still want to retain my M2Cards, hence requested to split RM 2k limit. laugh.gif
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I also still have maybank 2 card and got my ihkwan mastercard one month ago...spilt limit for islamic n conventional card as suggested by the officer when i apply the card.
eddievh
post Nov 4 2015, 11:44 AM

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QUOTE(wjleong15 @ Nov 4 2015, 09:29 AM)
MBB not allow overpayment via M2U, I kene once already when I want to book my flights and hostel, forced me rush to bank deposit >10k cash. so scary around 11pm...
hate this feeling.  vmad.gif  vmad.gif  vmad.gif
*
Another way to over pay cc account is to use other bank to interbank transfer to pay our cc. I did normal IBG before but instant way haven't try . Normal IBG take about 1 day.
fruitie
post Nov 4 2015, 12:33 PM

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QUOTE(jenli_84 @ Nov 4 2015, 11:42 AM)
I also still have maybank 2 card and got my ihkwan mastercard one month ago...spilt limit for islamic n conventional card as suggested by the officer when i apply the card.
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Some officers will not agree and so far email method seems to work. biggrin.gif
cacheblue
post Nov 4 2015, 12:38 PM

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QUOTE(victorywp @ Nov 4 2015, 05:22 AM)
means already approved, congrats and welcome to mbb ikhwan world. thumbup.gif
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Thanks.
Then how can I get my card?

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