INSURANCE TALK, ok let start
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 Sep 23 2009, 11:07 AM
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#1
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Junior Member
40 posts Joined: Jan 2007 
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Hi All,
Got a colleague turn agent ask me wanna buy insurance or not. I currently dont have any insurance coveraga, so he Recommended me Smart Medic -GE, monthly payment is RM220. Not sure to take it up or not. Anyone have this, whats the pros and cons of this plan. Is there a better plan from other insurance company out there? Btw - age is 31, non smoker. Thanks is advance. |
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Sep 23 2009, 02:28 PM
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#2
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Junior Member
40 posts Joined: Jan 2007
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Yes, its does cover all those. But am wondering is there other insurance company oferring similar plans? Dont really like the co-insurance things, ie
have to pay 10% or 500 each time hospitalisation. The ILP, i was told that if terminate around age 60, can get back 50K. In the event of death, the payout is 50K, or if any of the 36 illness will also get a lum sum of 50K. So is this plan worth while, I am not sure. QUOTE(leecy @ Sep 23 2009, 12:33 PM) Agree with what c.o.ol. said. SmartMedic is medical card attach to ILP. 220 surely is not just medical card. surely life +disability+personal accident+critical illness add on to it. The pro about this plan is fixed premium and also all in it package under low premium cost. The con is depend on what you think of ILP. The insurance charge will increase as year goes. Smart Medic is GE ILP medical card. i can give your further advice if you need it.  |
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