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 INSURANCE TALK, ok let start

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xavi5567
post Apr 30 2009, 10:14 AM

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Wanna ask if i got a medical insurance.. And i go for specialist treatment .. will the insurance cover the specialist treatment..
xavi5567
post Apr 30 2009, 04:00 PM

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QUOTE(richnet @ Apr 30 2009, 11:23 AM)
it depends on what kind of specialist treatment you are referring to.
mind sharing?
*
lets said .. i m seeing a skin specialist .. can my insurance company bear the cost?

This post has been edited by xavi5567: Apr 30 2009, 04:01 PM
xavi5567
post Apr 30 2009, 04:23 PM

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Tatsumaki:
do u mean a normal medical card will never cover the medical fee which is subject to me on my visit to a skin specialist or any other specialist?
but a company medical insurance does cover it to a certain extent such as givin out prescribe medicine..?
i was with this understanding as well but a forumer in the health section suggest a guy who hav a skin disease to buy a insurance to cover the specialist cost.. i was like wth!! if one hav a disease the insurance wil still consider insure that person meh.. even so with a low payout lor..

This post has been edited by xavi5567: Apr 30 2009, 04:23 PM
xavi5567
post May 1 2009, 11:30 AM

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QUOTE(Tatsumaki @ May 1 2009, 12:11 AM)
Xavi: Yes. Medical Card doesn't cover outpatient treatment. Medical card is only for hospitalization. If you're not warded, any treatment is considered outpatient.

Yes, company packages are the ones that tackle outpatient treatment. AFAIK, there are no packages that 'solo' people can purchase for outpatient treatment.

Outpatient means also in this scenario:
I fall ill, and I seek a GP. GP says it is a serious disease and I need specialist help. He refers me to one.
I seek specialist assistance and it costs say, 750 bucks.
If my company has a medical plan - can claim, otherwise cry and count the 50 dollar bills coming out of my wallet.
I hope my explanation cleared up your confusion.
*
Thx for recomfirming mine understanding.. I thought so dy.. Where got such stupid insurance company 1 ..totally imposible.. Hahha.. Cheer..

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