Hey, Astro subcribers also be given 'free' PA insurance coverage until 100k for 6 months from American Home insurance if no mistaken. Don't need to buy also people gave free because it is cheap and after 6 month they will lure you to continue the policy since you think it is 'cheap'.

PA insurance premium is quite cheap only because they cover your 'death' from accident only, nothing else. If you die from illness or other than accident then your dependant won't get a cent from the insurance.