-Located in Klang Valley, I am male, 27 y.o, no prior existing disease and non-smoker, IT field, please suggest / pm me your quotation.

Hi all.

I'm looking to purchase additional Insurance Plan for myself. Currently I already have the following plans.

i. Life Insurance
ii. Medical Insurance (no medical card)
iii. Company Insurance (covers both Life and Medical)

I'm looking for an additional Life and Medical Insurance Plan. I'm a bit new to the types of insurance there are in the market currently so I'm really hoping for sound advice in choosing a plan.
As for the medical plan, I hope to have something which provides a medical card (which can be used during hospitalization) and a plan that covers for critical illness.

Are there any plans that pay back if you do not make any claims? What about if you reach a certain age? Is there any payout?
Would it be better to get an investment linked plan or just conventional insurance?

Really appreciate your advice

Can anyone help me out here, I am currently reviewing insurance especially life and accident insurance because I am sure I will need one.

Just a few questions to help me do my research:

1. If my employer have life and accident insurance on my name, will I be able to undertake my own personal life and accident insurance ? Reason I am asking because I will be working offshore at the rig site. I heard if you have 2 policies of the same kind under your name with different insurance companies you can only claim one? It means if my employer claim my life insurance from company A if I am dead or injured does it mean my family will not be able to claim for my life insurance from company B?

2. Any life and accident insurance with overseas coverage? Is it better to go with a global insurance institution due to this overseas coverage?

How much does the typical life insurance cost per-month? I am male, 24 y.o, no prior existing disease and non-smoker, for policy payout value ranging from rm500k to rm1 million.

I am receptive if you could point out to me insurance products online that best meet my needs for my consideration.

Thanks for the help, I really appreciate it.

Hi,

Currently now i'm looking for insurance policy that also cover female illness+medical card.
Can anyone share with me,which insurance company have this policy?

Thanks

halo

i now just salary rm 1500, now i wan do pl but reject few time
i now no hv EPF. and i work already 1.3 year , how i wan do if i wan loan
rm5k???

thank you

i am planning to buy medical and personal accident for my newborn; at what age (how many months) do insurance company start to accept application? - as i understand newborn comes with high risk - due to mortality risk....

anyone, please advice.....

hi sifus,

i have a question (i have a lot of questions, but i start with 1 question first)

what is the insurance/takaful with highest cancer & dialysis limit (annual & lifetime)?

why so many ppl looking for allianz?

Taiko, Prudential have lifetime limit of RM 4M - cancer & kidney as charge, deductible RM300 or zero deductible.

thanks for the quick response. ouh, I don't realise that this plan is an investment link plan. I thought it is just link a normal life insurance policy.

I'll check whether she's doing part time or full time.

But isn't it that, once the cases is closed by an agent, it is tied to them forever no matter how they want to transfer?

Any ING agents can help!!

I brought ING insurance from my friend -ING agent at year 2008.
two years ago, my friend leave ING & i received a letter said they dominate a new agent for me.
I never received any photo call or news from my agents before.
i paid my $$ through online.
recently, i think want to increase the $$ for my policy, i try to contect the agent (i never meet before)
but she just not reply to me....
Can i just write to ING to change a agent for me?  

can ing contact me pls

1MALAYSIA
MICRO
PROTECTION
PLAN

want to know more details

Dear all,
I'm looking for a TOP UP medical card and CI insurance cover for myself from ANY Insurance company. Below are some details -

Gender : Male
Age until next birthday : 46
Smoking status : No
Working environment : Technical & maintenance

Current company coverage:
Daily room & Board - S$250 (max 120days)
ICU - S$750 (max 30days)
Surgery - Max S$6K
Max benefit limit per disability - S$60K
Outpatient Kidney dialysis/cancer - S$15K

Propose coverage until I'm 80yrs:
- Medicard - R&B minimal (RM150), Annual limit RM 50K but lifetime limit RM1M - possible with option to increase once I retire?
- CI - RM100K coverage
- Guarantee renewal
- No co-payment or co-insurance
- Possible to get plan high deductibles plan since I'm going to claim from company first otherwise get a low Annual limit?

Yes, I'm quite "old" to just start to buy medical insurance but still healthy and no major insurance claim before.

Currently I'm working in S'pore but staying in JB, so if anything wrong, will go back to JB for hospitalization whenever possible as S'pore even more expensive. So for any medical charges incurred, I'll claim from company first and any excess will claim from this second insurance.

Once I'm retire or get retrench, the plan should enable me to change my coverage (with expected increase in premium)

Do feel free to advice/comment my proposal and I'm leaning to term policy rather than ILP but if your company have a great plan, I'm open.

You can PM me your proposal but it would be great that you can post here for all the sifus to comment and give me advice.

Thanking all in advance,
Michael

Dear insurance agents,

I'm looking for a standalone medical card that offers:
- high annual limit for outpatient cancer and kidney treatment
- guaranteed renewable
- preferably with deductible option (since my employer already pay for basic insurance coverage)

Kindly PM me. Thanks.

If I want to have a life insurance, which insurance is best now? Im looking at medical cards, covering CI, in-hospitalisation costs etc.

Manulife/Allianz??

Gender : Male&Female (asking for others as well)
Age until next birthday : 24
Smoking status : No
Working environment : Office

My company's insurance is already ING. and I heard ING has one of the highest costs for premium to be paid?

MRTA rejected due to high BMI (45).  Otherwise, medical report very clean.  Anyone can help? Need urgent help for loan I am taking....haih... PM me if you can help...

Hi Guys, wanna ask which insurance company had the best deal.

Basically what i'm looking an plant that covers all of below 

1. Medical
2. Life insurance
3. Able to take back some money after a period of time.

I'm 25 Y/o this year
Just done full medical screening which shows i'm completely healthy
Working environment major time in office and 10 - 20% time went to visit subsidiary / plant.

Thanks

I already had a medical card.

I'm planning to have a life insurance. I've realise quite sometime that my current life insurance only cover for RM100K (etiqa mesra), and my wife RM30K   (takaful national).

I'm 32y, non- smoker. Recently bought house without MLTA/MRTA.

Hopefully, insurance agent here can quote me a better life insurance. I'm looking for some coverage around RM200K - RM300K.