yeah... agree too.
and noted as well.
ING adviser here. ^^
INSURANCE TALK, ok let start
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 Mar 27 2009, 06:51 PM
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#1
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Junior Member
168 posts Joined: Mar 2009  
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Mar 27 2009, 10:00 PM
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#2
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Junior Member
168 posts Joined: Mar 2009
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thank you.
hope to have some feedback from you guys to improve my service too ^^ |
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Mar 31 2009, 11:19 AM
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#3
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Junior Member
168 posts Joined: Mar 2009
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QUOTE(spoon2272 @ Mar 28 2009, 03:02 PM) i'm from Prudential   welcome to u too. haha. |
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Apr 29 2009, 11:58 PM
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#4
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Junior Member
168 posts Joined: Mar 2009
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Buying insurance is not because you are going to die, but because somebody still need to live.
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Jun 11 2009, 09:10 PM
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#5
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Junior Member
168 posts Joined: Mar 2009
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Well, no harm for trying.
Anyway, I am from ING, quite high chance for you to get approve here. |
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Jun 12 2009, 09:44 AM
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#6
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Junior Member
168 posts Joined: Mar 2009
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QUOTE(august.decision @ May 13 2009, 03:22 PM) i brought 1 insurance recently...think is life insurance...purpose i treat it same as the mortgage insurance...but this one got cash value...if compare to the mortgage insurance.... What is the name of the plan?the agent said will at least get 5% interest.... if house loan finished..let say 20 years......at least can take back the $$ put in for about 20 years...mayb will loose some $$ only if compare to mortgage insurance.... dono how true is it.... Is it not that hard to check actually. |
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Jun 12 2009, 09:49 AM
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#7
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Junior Member
168 posts Joined: Mar 2009
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QUOTE(xen0 @ May 9 2009, 09:15 PM) i have no insurance yet..any recommendation which insurance provide the best? and im 23.. Haha... Although i am agent, but i have to say that, there is no best thing. Only suit or not? And the service of agent and whether the agent is honest enough? By the way, i just bought a policy for myself and i am just 22,younger than you. cheer !!!if you are an agent, please ignore my post...expecting answers from others.. |
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Jun 12 2009, 12:14 PM
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#8
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Junior Member
168 posts Joined: Mar 2009
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It's quite a hard job, because every person only allowed to represent only 1 company.
But i don't think it is a big issue, since the insurance industry is standardized, products are similar, just a minor different, such as co-insurance, days of room & board, etc...... The main problem is that, agent tends to sell insurance but not plan for risk management. |
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Jul 11 2009, 08:57 PM
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#9
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Junior Member
168 posts Joined: Mar 2009
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QUOTE(shoduken @ Jul 11 2009, 08:18 PM) Guys I plan to switch my insurance company.. My current insurance company is Manulife.. Already 6 years.. My insurance type is Insurance + Saving type. The interest I get every year seem not attractive. If I cancel the policy, can I still get back my money? Anyone try before? If it's not worth it I think I'll have to continue until it maturity date =.= Hi, I work as assistant in one of the Manulife agency before. So I am quite familiar with the policy.I can help you do a review and check all the details for your policy if you don't mind. |
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Sep 9 2009, 10:15 PM
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#10
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Junior Member
168 posts Joined: Mar 2009
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QUOTE(Icehart @ Jul 24 2009, 12:31 AM) Yes, cashless from the admission to discharge period. Totally cashless, is it possible? Yes, ING medical plan is having this cashless privilege, and also the only company that providing medical plan without co-insurance under any circumstances. Beside the RM 50 admission charge, that's all. |
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Sep 15 2009, 11:43 PM
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#11
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Junior Member
168 posts Joined: Mar 2009
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ING of course ^^
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Sep 23 2009, 08:57 PM
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#12
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Junior Member
168 posts Joined: Mar 2009
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QUOTE(c.o.o.l @ Sep 17 2009, 09:57 AM) Also not to forget AIA is until age 100 while ING is only up to age 70. Well, for your information, ING is up to 80. Do anyone feel that they need coverage up to 100? |
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Sep 24 2009, 02:35 PM
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#13
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Junior Member
168 posts Joined: Mar 2009
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QUOTE(jutamind @ Sep 23 2009, 09:05 PM) since when ING covers the medical card up to 80? according to the IMPlus that i got from here, it's only up to 70. Well, there is another package named UL Mediplus which cover up to 80 years old. |
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