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 INSURANCE TALK, ok let start

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oohay1984
post Sep 27 2013, 12:42 AM

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From: shah alam
Does all insurance need GL before admitted?? any1?
oohay1984
post Sep 27 2013, 10:01 AM

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From: shah alam
QUOTE(roystevenung @ Sep 27 2013, 07:14 AM)
Yes, do note that if its a pre-planned operation, you may also get the agent help to inform the insurance company to issue the GL in advance.

This is particularly useful if the admission was during the holidays.

Also, do note that GL issued can be cancelled at your request. GL issued by the insurer may also be cancelled by the insurer if there is an evidence of miss declaration of the medical condition.

For example, during policy inception, the medical condition was not declared OR the medical condition is found to be of congenital issue, eg sinusitis due to narrow nasal passage.
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i heard now eventho u got medical card u still need to pay admission fees range RM300 to rm1000?
how about if GL is issued still need to pay or no need?
need to clarfiy on this matter

tq
oohay1984
post Sep 27 2013, 11:00 AM

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QUOTE(conqu3ror @ Sep 27 2013, 10:23 AM)
I believe the admission fees are depends on Insurance company & policy. Some insurance company will no need admission fees/co-insurance.

With GL letter, hospital will directly bill to the insurance company. Any exclusion or clause will state in the GL letter.
Of cause GL letter only issued when the hospital is their panel. Else the person will need to pay & claim which are quite troublesome.
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i was wondering what's the point taking up the insurance/medical card if u still need to pay admission fee and if you in critical condition have to wait for agent to issued GL?? this is not right

unless im a rich ppl i dont mind spend it...somemore when come to claim part very slow service (need doc this n that and if doc not complete u cant claim)

erm.. sad.gif

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