If dont have the medical card yet, then no. If already have the medical card that is able to cover till age 80 oe 90, then yes.

But do note that at 60 the premium is Rm 160, but 5 later the premium may need to pay more.

It depends on your purpose. Let say your objective is to get income/life value replacement for your parents, then your quoted benefit is pretty comprehensive.
But the sum assured seems a bit small for income/life value replacement.
Is that a Great Eastern quote?

But if your purpose is to protect wallet if there is hospitalisation then i do suggest medical card because hospitalisation cost could easily dwarf the  death benefit of RM32k++ amount. Nowadays for medical card plan most insurance companies are talking about RMx0,000 to RM2xx,000 in terms of annual limit because of the high medical cost.

Personally i do think that medical card should come first. That is what me n my siblings bought for my parents.

If your budget does not allow you to get a medical plan at the moment, it does not mean you should get CI/TPD cover just for the sake of getting an insurance plan. CI & TPD is not the same as medical plans. Both are insurance but both serves different purposes.

In the event of a CI like cancer or stroke, the first immediate thing that you'd expect do to is NOT HOW MUCH CAN I CLAIM FROM THE CI/TPD! But instead, CAN I SAVE MY MUM'S LIFE!  That is where the medical card comes in.

Now here is the biggest irony, if you only have the CI/TPD plan and not the much needed medical plan:-

In order to claim from the CI/TPD, you will need to furnish the insurance company the medical report. For severe stroke that requires ICU (which could be up to a month or so), is ranging from RM 80K to RM 100K. Without paying the hospital this bill, the much needed medical report will not be issued.

Without the medical report the CI & TPD will not be paid out. Cases like stroke / paralysis requires to be having stroke for AT LEAST 6 MONTHS before the CI claim can be issued.

Most of the agents here had advice you to get medical plans instead of the CI/TPD. In my humble opinion, getting CI/TPD at age 60 is completely and utterly useless (no offense intended) as the insurance charges are high that its best to spend your money to the medical.

By the way, is the agent hot?