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 INSURANCE TALK, ok let start

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michwaka
post Jul 30 2011, 05:07 PM

Getting Started
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Junior Member
55 posts

Joined: Jul 2011
QUOTE(KyoX @ Jul 29 2011, 03:20 PM)
can anyone quote me :-

47 years old non-smoking
sum assured life 300,000 (double if accident happen)
sum assured TPD 300,000 (double if accident happen)
CI sum assured 300,000
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May I know, what is this cover for? Any special needs, like to cover a mortgage?
As it won't be cheap, a rough calculation, be it investment-linked plan or traditional term plan that covers till age 70, your monthly premium will range from $700-$800 monthly.

This is your benefits:
Life /TPD 300,000
CI 300,000
PA 300,000

PM me if you want to go further. Thanks.


Added on July 30, 2011, 5:20 pm
QUOTE(Civil @ Dec 2 2006, 11:05 AM)
You can claim only from one company at a time, that if you have more than one medical insurance from different company. Its not advisable.

Anyway, for life policy. u can have more than one, and the insurance company will pay if let say you're not breathing anymore.. biggrin.gif

For medical insurance, its better to take from a company which gives you "Guaranteed Renewal" policy. Not lots of company doing this. One of company that have this kind of policy is MAA Bhd
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Many insurance company now offer "Guaranteed Renewalablity" plan, as this is guideline from Bank Negara. Meaning the policy is guaranteed to be renewed, but terms and conditions are subject to change on time of renewal.

This post has been edited by michwaka: Jul 30 2011, 05:20 PM

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