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 INSURANCE TALK, ok let start

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labtec
post Aug 10 2013, 12:48 PM

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hi, my insurance agent keep on asking me to buy investment link life insurance which i'm not interested.

do u guys roughly know how much the premium for the following term life insurance and which company offer the service?

profile: make, not smoking, healthy, 30 years old
insurance coverage: RM400,000, level coverage, critical illness, 10 years term life without cash value.


labtec
post Aug 10 2013, 02:32 PM

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QUOTE(roystevenung @ Aug 10 2013, 01:13 PM)
Get a term is okay, but mind my asking why only 10 years and not till you are retired?

Level term means the premium is precalculated throughout the term and will not go up once every 5 years.
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hi, that's because I review the needs of my family every ten years and do adjustment accordingly


labtec
post Aug 11 2013, 01:39 PM

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QUOTE(roystevenung @ Aug 10 2013, 02:43 PM)
Understood. If you need a quote, do PM to me your email address. Thanks
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you are insurance agent too? if you have pdf file can send to me, just pm you smile.gif

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