Hi, wanna ask a question. How much to pay for a RM200,000 insured amount.(buying from GE, AI or what soever company. Basically like disable or death, age is 25 and for how many years do we need to pay(20years/30 years)? Thanks!

Think you have the choice but also depending on which bank kua. UOB 90% loan, MRTA NOT compulsory. That's for sure. Coz I did not bought. If the Sales officer says must buy, coz he/she wanna earn your commision lo. Others, you have to really dig in to find out.

I'm not saying don't buy but you have an option. to buy or not. and not to be forced or cheated(in a way that consumer have option but SO says no) Fire and all that you refer to I think is Fire Insurance. That must buy la every year but do check what they cover. Some are really not necessary. Have a look.

jhan_ong : Thanks for the fast reply!

oh my job quite safe la..in office and YES Somking..hehe

So far bought prulink only.