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 INSURANCE TALK, ok let start

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jamzz
post Nov 4 2011, 10:42 PM

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Joined: Aug 2009
QUOTE(dc_hunter @ Nov 4 2011, 03:15 PM)
Dear Sifu's...

Can i know what is the advantage and disadvantge of co-insurance?

I bought an medical card from GE for my son and last week, my son has been admitted into hosp. total damaged is 4.5k

I need to fork out RM450 for the co-insurance.

After that, someone told me that AIA do not have co-insurance unless the hosp fee is exceeding the limit.

Right now, i'm abit confused with this co-insurance thing...
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Plan with Co-Insurance - You dont need to pay for the 10% payment AKA co-insurance

Plan without Co-Insurance - You need to pay out the 10% payment of the charges by the hospital.

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