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 INSURANCE TALK, ok let start

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jack2
post Dec 3 2006, 12:37 PM

Mr
********
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Shouldn't buy investment-linked life insurance, it is more high risk.

At the end of the policy, your invetsment might be null :lol
jack2
post Dec 5 2006, 09:21 AM

Mr
********
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15,192 posts

Joined: Oct 2004
QUOTE(David83 @ Dec 3 2006, 10:17 PM)
Really? But people are keep on promoting it?
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QUOTE(Koi_Espiritu @ Dec 3 2006, 10:53 PM)
mind to elaborate more? would like to know the reasons behind.
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Civil has explained it.

In fact, the 2-in-1 insurance is that they apportion part of your premium paid to insurance and to those linked investment (unit trust)

For example, your premium a year is RM2000 and may be RM500 is linked apportioned to unit trust.

RM500 is divided according to that market price at that time and see how many units you can buy. The balance of RM1500 is allocated to normal insurance protection.

Correct me I was wrong. biggrin.gif

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