Feb 16 2012, 10:33 AM
QUOTE(mucklampir @ Feb 15 2012, 07:43 AM)
Hi Maxwealth,
i'm kind of interested with ILP due to:
i) to extend the coverage - currently my term insurance(critical+life) only cover me for 20 years with less than 15 years left which i'll be 46 by that time. i would like to extend it to maybe 70
ii) interested with the waiver thing. my critical illness cover me for 200k which could be drain later just to cover medical card for years to come (just in case)
am i correct that only ILP can provide above option? talked to my agent my term insurance can be extended but will be very expensive.
Anybody can please quote me for below requirement:
i) life - 200k
ii) tpd - 200k (cover till 60-70 age)
iii) CI - 200k (cover till 60-70 age)
iv) medical card - R@B >300, annual> 100k (cover till >80)
v) PA - 200k (cover till 60-70 age)
any good rider please try to attach (waiver, hosp allowance, etc). If possible please provide me a complete proposal package. Budget around 500/month. Details:
age - 31
sex - male
job - manufacturing at chemical industry; supervisory level
smoke - no
p/s maxwealth~ ING medical card got this magnetic line at the back mean for swipe which i've never seen at other med card. is there any additional benefit for this swipe thing? can proceed faster than other medical cards?
Im BSN PRUdential Advisor. If you dont mind, I can quote you as per requested..But how much actually your bdget contribution ?i'm kind of interested with ILP due to:
i) to extend the coverage - currently my term insurance(critical+life) only cover me for 20 years with less than 15 years left which i'll be 46 by that time. i would like to extend it to maybe 70
ii) interested with the waiver thing. my critical illness cover me for 200k which could be drain later just to cover medical card for years to come (just in case)
am i correct that only ILP can provide above option? talked to my agent my term insurance can be extended but will be very expensive.
Anybody can please quote me for below requirement:
i) life - 200k
ii) tpd - 200k (cover till 60-70 age)
iii) CI - 200k (cover till 60-70 age)
iv) medical card - R@B >300, annual> 100k (cover till >80)
v) PA - 200k (cover till 60-70 age)
any good rider please try to attach (waiver, hosp allowance, etc). If possible please provide me a complete proposal package. Budget around 500/month. Details:
age - 31
sex - male
job - manufacturing at chemical industry; supervisory level
smoke - no
p/s maxwealth~ ING medical card got this magnetic line at the back mean for swipe which i've never seen at other med card. is there any additional benefit for this swipe thing? can proceed faster than other medical cards?
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