Hi ppl,

i'm very new in insurance but i believe i must start buying now while i'm young. i'm 24 years old this year, just started working, looking for a good saving plan insurance. i hope someone can delight me with some inputs. how to choose a good insurance plan while saving. i bought those cheap insurance which only covers but doesn't save b4. plan to get one with savings. budget is below rm400. any companies i should look into?