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INSURANCE TALK, ok let start
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epalbee3
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 Jan 9 2010, 04:57 PM
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QUOTE(solarwing @ Jan 9 2010, 08:02 AM) My friend offer me one plan as bellow attachment, looking for somebody advice on it.  [attachmentid=1389576] No, it is not good. Your insurance policy only covers up to RM50k for PA and with very limited accident medical benefit. Taking out the investment part, you can buy a RM50k PA with 5k accidental medical coverage with just RM80 per year! But you have to pay RM1800 per year. I think you should buy general insurance. look at this: www.kurnia.com, www.axa.com.my, www.allianz.com.my |
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epalbee3
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Jan 9 2010, 06:58 PM
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QUOTE(nightzstar @ Jan 9 2010, 05:35 PM) guys, want to know, why buy insurance? if an insurance agent approach you and suggest you to buy their life policy will you buy? basically what u need is buying a medical card and a Personal Accident. you can surf website like AXA, kurnia, allianz.you can get pretty good coverage with only RM60/month. (you get RM210k medical and RM225k personal accident) I personally do not afford to entertain friendship insurance, which is measured by money. But you have to tell them nicely. Unless you are rich and willing to pay 20-30% of commission/admin fees. Ask PJusa for more information. |
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epalbee3
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Jan 11 2010, 09:50 PM
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the total amount you pay for insurance should be around 2-5%.
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