yeah,... i got mine from HLA.

I always asking people to buy insurance in any case. As i think everyone must have at least one. The drawback is,... everyone only could have one to claim too. As when any "touch wood" thingy happens, the insurance company only accept the original hospital document. That means, there is no use if you apply 2 life insurance, while you only can claim one from them. Just pick the better one(to your opinion) would do.

For case of if a person got 2 insurance signed. "touch wood" thingy happens, while the person still alive. The amount insured from one insurance company is not enough to cover the amount cost(due to hospitalization, operation etc). We still can ask the first insurance company to help us to claim from the second insurance company(only if this case happens). This just for information...

This post has been edited by edifgrto: Dec 2 2006, 10:20 AM

hmm mm, oh like that? Thank for your guide here. I thought life policy need 1 only.

bro, what is that "Guaranteed Renewal" policy all about?

These words are so true. Anyway, it just happens as for like granted. No body could change it. What we could do is only adopting it and face it.

After a careful read of the thread, as for the investments link products. I dun have any comment. Got market value? There got the buyers.

This post has been edited by edifgrto: Dec 9 2006, 07:05 PM

?! May I know whom you talking to?!

Since my post just on top of yours, i assuming you are referring me in your post.

Of course I agree with Investment linked insurance. Can have insurance, at the same time can have investments too. Like what other people said, paying higher lah,... whatever commission lar. Does not bother me much. As you said, different people different tastes. So long as I got the insurance. Lost all the amount does not matters...

Ok... i have searched carefully in this Financial section. There are only a few posts mentioned about SOCSO. Supposed that, one person got an accident insurance policy(let say Great Eastern?). Then, he is unlucky meet an accident. So, can he claim both sides for the helps support in the future!?

Our salary got deducted every month... actually why this sum like RM 15 goes to some where that we have no idea all about??!



This post has been edited by edifgrto: Jan 29 2007, 08:46 PM